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Approved for Chase Freedom!

Established Member

Approved for Chase Freedom!

I've been hesitant to apply for any credit card for so long, but finally went for it...and approved with $3,000 cl!

 

This is an accomplishment because I've built my score from 400s to 680. (Equifax) over the past seven or so years. I made poor decisions in college and had to slowly build it back up. I'm pretty much debt free besides a small student loan. Actually, considering a purchasing a home within the next year or so. 

 

Anyway, thought I'd share. Smiley Happy

10 REPLIES
Established Member

Re: Approved for Chase Freedom!

...also approved for AMEX Green charge card a few months back. 

Frequent Contributor

Re: Approved for Chase Freedom!

Awesome. The freedom has some great quarterly rewards - it's on my short list (6 months from now).



Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 789, myFICO TU: 782, myFICO EX: 788
My Wallet: American Express BCE, NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 02/07/17
Valued Contributor

Re: Approved for Chase Freedom!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Senior Contributor

Re: Approved for Chase Freedom!

WOW $3k CL with a 680 score!?!?! Not bad at all its pays off to rebuild it might tak eits time but at the end youll have results like he one rigth here. Congrats!!!

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Contributor

Re: Approved for Chase Freedom!

Congratulations! Nicely done!

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Established Member

Re: Approved for Chase Freedom!

I was shocked when I called and she said the $3,000 with my score. I'm basically debt free with the exception of a student loan and have no plans to build much of a balance on any credit card, but was encouraging! I've applinothing almost nothing during the seven years, so maybe that paid off to my advantage.

 

 

Valued Contributor

Re: Approved for Chase Freedom!

Congrats!  Not only on the Freedom, but also on the AMEX, as well as going from the 400s to where you are today!    Wooo HOOOOO!!

EX = 849 EQ = 850 TU = 850 as of 07/2017
Retired and Retiring Cards!
Highlighted
Established Member

Re: Approved for Chase Freedom!

Congrats on the Chase card

Experion: 643 lender pulled 2-8-2013
TransUnion: 649 lender pulled 2-8-2013
Equifax:646 lender pulled 2-8-2013
Contributor

Re: Approved for Chase Freedom!

Congrats! Freedom is my favorite card. You'll love all the cash back Smiley Happy

NFCU (7000) | Freedom Visa (2400) | DM (2500) | AMEX Plat (7000) | Amazon.com (1800) | GapCard ($750) | Closed: Barclays (1500) | Cap1 ($750) | BoA 1-2-3 Rewards (2500) | Gardening til mid-autumn 2015 for that Delta Platinum AMEX

Starting Score: 608 (2015) 702 (2012), 653 (2011)
Current Score: 685 699 8/6/11 717 8/30/11 712 12/6/11 714 across the board 1/12/12 685 EX FICO 3/1/14
2015 Goal Score: 755


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