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Approved for Chase....long story....here we go

Frequent Contributor

Approved for Chase....long story....here we go

By the way I open my email and saysSmiley FrustratedhareBuilder is now officially Capital One ShareBuilder. Nice right. Im so dumping both of them Capital none along with my Orchard card./ Share Builder accounts The Chase representative was the most well spoken gentlemen I have ever delt with along with Discover and Amex. Today I took the freeze off my Experian and tried for a Amex Blue Cash back rewards and got denied. I did call Amex also. So I went to Chase and they approved me for $1500 after asking me about my 2 past flaws from 8 years ago. First Premier ($284).... 1st card in High School and Citi Bank @($1450) I was a AU on a corporate card that got bought out and never paid. I was blacklisted from Chase to about 10 years ago. from collage bills and has since dropped off. I know the SOL in my state which is 7 - 7 1/2 years and fought with the 3 credit agencies remove them. Back to Amex which I had for over 7 months and no <3 . Hard limit stuck @ 500. My Discover and Barclays cards were doing all the work due to hurricane Sandy. Thanks to MY Fico & friends along Chase for giving me that 2nd chance. Sorry for the run ons, but I'm doing the happy dance around the block right now on my Iphone. I think Chase will work in my favor over the Amex Blue anyway. Being  responsible gains respect with lenders. Thanks again all.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 1 of 12
11 REPLIES
Valued Contributor

Re: Approved for Chase....long story....here we go

Congrats, that's great!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 2 of 12
Established Contributor

Re: Approved for Chase....long story....here we go

Congratulations!  Smiley Happy


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 3 of 12
Valued Contributor

Re: Approved for Chase....long story....here we go

CONGRATS!!! thats good news

ccpics2.jpg
Message 4 of 12
Moderator Emeritus

Re: Approved for Chase....long story....here we go

Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 12
Moderator Emeritus

Re: Approved for Chase....long story....here we go

Congrats on the chase approval Smiley Happy I always liked chase customer service!!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 6 of 12
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Frequent Contributor

Re: Approved for Chase....long story....here we go

Im still dancing. lol. It might be the coffee and Reeses Peanut Butter Cups too. Made my Monday a happy one considering the last 2 weeks here on the east coast.Smiley Happy My utilization was about 23% and they pulled Experian for those who what to know, 

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 7 of 12
Valued Contributor

Re: Approved for Chase....long story....here we go

Congrats!

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 8 of 12
Member

Re: Approved for Chase....long story....here we go

Congrats



Starting Score: 591 (2/09)
Current Score: EX 730 EQ 704 TU 701 CK 731 CS 745 (updated 3/13)
Goal Score: 800

Take the FICO Fitness Challenge In the Garden since 3/14/2013
Message 9 of 12
Valued Contributor

Re: Approved for Chase....long story....here we go

Congrats! I 


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 10 of 12