By the way I open my email and sayshareBuilder is now officially Capital One ShareBuilder. Nice right. Im so dumping both of them Capital none along with my Orchard card./ Share Builder accounts The Chase representative was the most well spoken gentlemen I have ever delt with along with Discover and Amex. Today I took the freeze off my Experian and tried for a Amex Blue Cash back rewards and got denied. I did call Amex also. So I went to Chase and they approved me for $1500 after asking me about my 2 past flaws from 8 years ago. First Premier ($284).... 1st card in High School and Citi Bank @($1450) I was a AU on a corporate card that got bought out and never paid. I was blacklisted from Chase to about 10 years ago. from collage bills and has since dropped off. I know the SOL in my state which is 7 - 7 1/2 years and fought with the 3 credit agencies remove them. Back to Amex which I had for over 7 months and no <3 . Hard limit stuck @ 500. My Discover and Barclays cards were doing all the work due to hurricane Sandy. Thanks to MY Fico & friends along Chase for giving me that 2nd chance. Sorry for the run ons, but I'm doing the happy dance around the block right now on my Iphone. I think Chase will work in my favor over the Amex Blue anyway. Being responsible gains respect with lenders. Thanks again all.
Im still dancing. lol. It might be the coffee and Reeses Peanut Butter Cups too. Made my Monday a happy one considering the last 2 weeks here on the east coast. My utilization was about 23% and they pulled Experian for those who what to know,