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Approved for Citi Double Cash & Amex Blue Cash Everyday

New Member

Approved for Citi Double Cash & Amex Blue Cash Everyday

I have a discover Card with a $2400.00 Limit. Started as secured with $800, graduated. Had it for a year and a half. Thought it was time for a second card.

 

Applied for the Citi two weeks ago, was not instantly approved. After some back and forth they verified my information and approved me with a $3500 SL.Yeah! Very Happy! 

 

Citi pulled Equifax & Experian. My Experian Fico 8 is 738 (Got it from the Experian App). No sure of my Equifax Fico 8. TransUnion Fico 8 is 759 (Got it from the Discover App). Had no inquiries when they pulled. 11% Utilization. No late payments. Average Age: 1 year 5 months. $30,000 income.

 

On a whim, I decided to apply for one of the offers I got from American Express. I recievd one in the mail for the Premier Rewards Gold, 50,000 point after spending $2000. Pre-Qualified from the site for BCE, $200 statement credit after spending a thousand. Went with BCE. Just got the DC and wasn't planning on applying for any other card until next year, but I was feeling bold. Only had the one inquiry my accounts, figured two wouldn't hurt me too much. Applied, instantly approved.

 

$10,000 Limit... Really? I couldn't believe it... Suprising start to the New Year... I'm set until 2020...

 

Amex pulled Experian

Message 1 of 10
9 REPLIES
Valued Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Nicely done, all around! Congratulations! And thanks for sharing your data points!

Gardening until June 2018

Starting FICOs: EX 623, EQ 589, TU 600 (06/10/17)
Current FICOs: EX 708, EQ 689, TU 681 (02/21/18)
1st Goal FICOs: EX 750, EQ 750, TU 750 (??/??/??)
Message 2 of 10
Valued Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Congratulations on your new cards!

FICO 08 Scores (Jan-18): TU 791, EQ 784, EX 785

Message 3 of 10
Established Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Awesome work,  Congrats

EQ 665, TU 681, EX 680. Navy Signature Go Rewards 15K, Navy Signature Cash Rewards 9K, Navy CLOC 15K, Navy Mortgage 120K, FLCU Auto 48.7K, FLCU Visa 7.5K, FLCU Visa 1K, AFCU 5K, AFCU Line of Credit 4K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, Cap1 QS 5K, TR Visa 4.5K, GSCW Visa 1.5K, USAA Rate Advantage 5K, USAA AX Card 3K, State Farm Rewards 2.5K, Paypal Credit 2.5K, Cabela's 2K, Chevron & Texaco Visa 4K, BMO Harris Bank 1.5K, 5/3 Stand up to cancer 4K, Amazon Store Card 4K, Walmart 6K, Lowes 17K, TBFCU 5K, BBT Bright 3.5K, BBT Bright 4.5K, Banco Do Brasil Americas 4.2K, Jared Jewerly 4.25K, Kays Jewerly 2K, Morgan Auto Group 1.6K.
Message 4 of 10
Community Leader
Valued Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Congrats on your approvals! 

AMEX DELTA PLAT & SPG | PenFed PR | NFCU FS | Discover IT | CAP1 QS & VENTURE | LOWES l NORDSTROM I WAYFAIR I
Message 5 of 10
New Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Congrats on TLs!
Message 6 of 10
Regular Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Those are great approvals! Congrats.

 

Robot Very Happy




Starting Score: EQ: 636 TU: 665 EX: 652
Current Score: EQ: 680 TU: 695 EX: 690
Goal Score: 730 Across the Bureau Board


Take the myFICO Fitness Challenge
Message 7 of 10
Valued Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Congrats

Message 8 of 10
Frequent Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Congratulations on your persistance to see the graduation of your secured to unsecured! Also congratulations for striking the AMEX fire while the poker was still hot and getting both new cards yes there CL WILL grow over time.

Message 9 of 10
Established Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Wow CONGRATULATIONS 

Message 10 of 10