I have been checking the Discover Card website on a regular basis for months to see if I could land a pre-qualify message with a firm APR listed. Always ran into a wide spread on the APR so was ready to give up for a long while. Happened to visit the Discover site today and noticed a new pre-approval layout that required a lot more info to be entered, it almost felt like a full credit app this time around. I hit Submit and it returned a Congrats you have been pre-qualified message! The standard card and chrome card were listed and both with a single APR.
I submitted my remaining info in the application and it came back with a nice $6000 limit! This is my highest limit on a card after my bankruptcy discharge in March and couldn’t be happier!
Edit to add score info: Most recent Credit Scorecard @ 657 and 7 months post Chapt 7 Discharge
Edited to add view of new Pre-Approval Form. I located form by:
1) Hovering over CreditCards- Find the right Credit Card Drop Down on Discover homepage
2) Select See if you're Pre-approved and the below form should load
Congrats on the approval. I just tried it myself and was preapproved for the iT, chrome and miles card. Also with a set apr. it seems like finally discover fixed its broken pre approval checker. Thats a great card to get only 7 months after discharge and great limit. Enjoy the disco fever 🤒
Congrats! Thats amazing with a BK in the same year wow! I am now in year 6 of BK and my Discover credit card score I Pulled was 652 which is same as my FICO score 08 and I was approved and even talked to the decision department because they wanted to verify my social but was only given a SL of $1,200.00.
Welcome to the Disco fam!!!