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10-11-2017 05:38 PM
Editing out URL just in case, go to their website, All Products, Credit Cards, See if you're Pre-Approved.
It says "prequal" but I think it might be a HP... it asks for full social and income/residence info, plus it says this at bottom,
By checking this box, I authorize Discover to obtain information from my personal credit report or other information from one or more credit reporting agencies to determine if I am eligible for a credit card offer. I understand that this is not credit card application and by using this service Privacy Notices terms apply.
Would love to hear from the folks who used it if it shows up as SP or HP on their reports.
I was worried might be a hard pull when it was asking for so much info on the pre qualify page but then scrolled down to the submit button and it said This won't impact your credit score . I am guessing I received a hard pull once submitted the final app but not from the pre qualify site based on the language
10-11-2017 05:43 PM
Yes it is for sure a SP for the preapproval
10-11-2017 05:47 PM
Got the sorry you're not pre-approved message. They will mail me a letter within 7-10 days explaining why. Must be because I burned them in BK7 a few years ago . Hopefully someday I'll be able to get back in.
10-11-2017 07:59 PM
I tried it too. SP with pre-approval for IT and Chrome. Don't need it but good to know.
10-11-2017 08:27 PM
10-11-2017 08:33 PM
What new preapproval site? I keep getting the same old form.
I don't see a new site, just the old one. Link please.
Nevermind, I found it but my EQ is frozen which is who they tried to pull. I have a split file on EQ so I froze it. Is EQ the only report they will consider?
10-11-2017 09:08 PM
Hey thanks for the info. I used to check their website often and got the same old "see how your card stacks up" in their lame "Find my Offer" page. Just checked after reading your post and I'm Pre approved for IT and Chrome. Don't want to apply til I get my scores up a little more though but its nice to know its there. (Horrible 24% APR)
Fico scores: 671 EQ 681 TU 664 EX
Started building in 01/17. 23 y/o.
10-11-2017 09:08 PM
Welcome to the Disco fam!!!
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