Credit Card Center Advertiser Disclosure

Reply
Established Contributor
Posts: 634
Registered: ‎01-16-2016

Re: Approved for Discover via new Pre-Approval site!

0952B024-2EFC-470F-8508-491D0DE65CC6.jpegDefinitely a SP and a solid pre approval. 

New Contributor
Posts: 55
Registered: ‎03-27-2017
0 Kudos

Re: Approved for Discover via new Pre-Approval site!


capabk wrote:

Editing out URL just in case, go to their website, All Products, Credit Cards, See if you're Pre-Approved. 

 

It says "prequal" but I think it might be a HP... it asks for full social and income/residence info, plus it says this at bottom,

 

By checking this box, I authorize Discover to obtain information from my personal credit report or other information from one or more credit reporting agencies to determine if I am eligible for a credit card offer. I understand that this is not credit card application and by using this service Privacy Notices terms apply.

 

Would love to hear from the folks who used it if it shows up as SP or HP on their reports.


I was worried might be a hard pull when it was asking for so much info on the pre qualify page but then scrolled down to the submit button and it said  This won't impact your credit score .  I am guessing I received a hard pull once submitted the final app but not from the pre qualify site based on the language


Chapt7 Discharge 3/17
Established Contributor
Posts: 510
Registered: ‎06-26-2007
0 Kudos

Re: Approved for Discover via new Pre-Approval site!

Yes it is for sure a SP for the preapproval

10/11/2017 EQ 640 TU 639 EX 652 12/10/2016 EQ 621 TU 607 EX 626 10/10/16 EQ566 TU591 EX 587
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice
New Member
Posts: 3
Registered: ‎08-25-2016
0 Kudos

Re: Approved for Discover via new Pre-Approval site!

Got the sorry you're not pre-approved message. They will mail me a letter within 7-10 days explaining why. Must be because I burned them in BK7 a few years ago Smiley Sad. Hopefully someday I'll be able to get back in. 

BK7 Discharged 4/15. Back to square 1.
Regular Contributor
Posts: 239
Registered: ‎09-27-2008
0 Kudos

Re: Approved for Discover via new Pre-Approval site!

I tried it too. SP with pre-approval for IT and Chrome.  Don't need it but good to know. 

Starting Scores: September 2015 minus 500 across the board
Current Scores: October 2017 EQ: 710 TU: 710 EX: 708
In My Wallet:
Cap1 QS: $4.8K - AMEX BCP: $4.2K - Old Navy Visa: $7K - Nordstrom $3.8K - VS $500 (FTW!)
BofA AU: $12K AMEX AU: $25K
Business: AMEX BCP $15K
Regular Contributor
Posts: 204
Registered: ‎05-13-2017
0 Kudos

Re: Approved for Discover via new Pre-Approval site!


Gidgetmom wrote:

What new preapproval site?  I keep getting the same old form.


I don't see a new site, just the old one. Link please.

Frequent Contributor
Posts: 334
Registered: ‎07-19-2017
0 Kudos

Re: Approved for Discover via new Pre-Approval site!

I tried it for my husband and he had a Pre-Approval for it and Chrome. But a really high APR (21%) so he didn’t apply. All his FICO 08 scores are 777 so weird that the APR is so high.


FICO 08 (Oct 2017): EX 657 / EQ 653 / TU 679 - Gardening until 04/30/18!
Regular Contributor
Posts: 204
Registered: ‎05-13-2017
0 Kudos

Re: Approved for Discover via new Pre-Approval site!


Treasurecredit wrote:

Gidgetmom wrote:

What new preapproval site?  I keep getting the same old form.


I don't see a new site, just the old one. Link please.


Nevermind, I found it but my EQ is frozen which is who they tried to pull. I have a split file on EQ so I froze it. Is EQ the only report they will consider?

Member
Posts: 16
Registered: ‎07-05-2017

Re: Approved for Discover via new Pre-Approval site!

Hey thanks for the info. I used to check their website often and got the same old "see how your card stacks up" in their lame "Find my Offer" page. Just checked after reading your post and I'm Pre approved for IT and Chrome. Don't want to apply til I get my scores up a little more though but its nice to know its there. (Horrible 24% APR) 

Fico scores: 671 EQ 681 TU 664 EX 

Started building in 01/17. 23 y/o. 

Valued Contributor
Posts: 1,799
Registered: ‎06-13-2016

Re: Approved for Discover via new Pre-Approval site!

Congratulations, Climbingthemountain!!!

 

Welcome to the Disco fam!!! Smiley Happy

Current Scores------ EQ 681; TU 652; EX 689 FICO 08---------------- Gardening until "Winter is Over"
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.