Reply
Regular Contributor
Posts: 193
Registered: ‎07-17-2012
0

Re: Approved for Freedom-Denied Discover


distantarray wrote:

Mustangfrank wrote:

I guess I should although the Discover card was supposed to be my "Safety" card.

Turns out it might be the toughest catch yet.

 

I will follow up tomorrow.

My head is still realing and distantarray has me in stitches.


LOL Glad you enjoyed it :smileyvery-happy:


distanrarray you are very talented 

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Regular Contributor
Posts: 193
Registered: ‎07-17-2012
0

Re: Approved for Freedom-Denied Discover

[ Edited ]

distantarray wrote:

Mustangfrank wrote:

distantarray wrote:

Mustangfrank wrote:

improvingmycredit wrote:

Too many people discount the advantage of backdating from Amex.  After CSP reports for 4+ months- app the NFCU card.  You'll get a good 20K limit but I bet 25K.  That's what I ended up with.  Super Congrats!


Really ?

Wow that is nuts.

I would have been happy with $5,000.

Heck ten months ago I would have danced on my desk if I had gotten a $1,000 credit limit.

 

What is NFCU a credit Union ? 

 


Navy Federal Credit Union. Although you have to have a family member sponser you in if you weren't in the military or have a military roommate.

 

They're known for the best credit limits in the industry, I got approved for $17,000 when my highest personal card was $1,500 secured card. They also have this thing called NavChek which is wonderful a overdraft line of credit attached to your credit report, they have a 2% card flagship visa which is like the Capital One Venture with less annual fee. and 1.5% cash back card with no annual fee. The Platinum like I have is one of the lowest APR in the industry as well.

 

NavChek will usually match your credit limit on your credit card and if you have $1,000 in your account and have a NavChek account it's a rainy day cash advance so if you write a check for $15,000 it'll clear and you get charged a low rate APR on the cash advance. Even if you don't use it it reports as a credit card.


Wow that is impressive.

I have seen the NFCU many times but never fully understood what the benefits were.

Unfortunately I do not know anyone in the service.


it doesn't end there they also got me 31% discount on my Geico car insurance, and they still offer 0% downpayment mortgages with $2,500 to you on closing =)

 

You don't live near Tampa do you? If you do I might be able to get you in :smileywink:


Are you kidding I am typing by candle light on a 4g iPad in Storm Torn Long Island New York.

I wish I lived in Tampa !!

We still don't have electric !! I have to charge my iPad in my car.

I have a hundred foot Pine tree laying in my yard.

 

I have been going back and forth to my sisters who has electric in the next town

 

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Approved for Freedom-Denied Discover


Mustangfrank wrote:

distantarray wrote:

Mustangfrank wrote:

I guess I should although the Discover card was supposed to be my "Safety" card.

Turns out it might be the toughest catch yet.

 

I will follow up tomorrow.

My head is still realing and distantarray has me in stitches.


LOL Glad you enjoyed it :smileyvery-happy:


distanrarray you are very talented 


lol if you think that's good this is what I do when I'm bored LOL 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Approved for Freedom-Denied Discover


Mustangfrank wrote:
Are you kidding I am typing by candle light on a 4g iPad in Storm Torn Long Island New York.

I wish I lived in Tampa !!

We still don't have electric !! I have to charge my iPad in my car.

I have a hundred foot Pine tree laying in my yard.

 

It is bad up here. Lots of people have gone to Florida just to get oiut of here for awhile.

 


lol use that 17k and buy a generator so you can hit your bonus spending requirement imo lol or a ticket to florida whatever works haha


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Regular Contributor
Posts: 193
Registered: ‎07-17-2012
0

Re: Approved for Freedom-Denied Discover

you can't buy a generator anywhere around here.

If you fill a truck up with them and drive up here you will make a fortune.

 

I should be thankful though i have a roof over my head.

A lot of people do not.

 

 

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Regular Contributor
Posts: 193
Registered: ‎07-17-2012
0

Re: Approved for Freedom-Denied Discover

[ Edited ]

distantarray wrote:

Mustangfrank wrote:
Are you kidding I am typing by candle light on a 4g iPad in Storm Torn Long Island New York.

I wish I lived in Tampa !!

We still don't have electric !! I have to charge my iPad in my car.

I have a hundred foot Pine tree laying in my yard.

 

It is bad up here. Lots of people have gone to Florida just to get oiut of here for awhile.

 


lol use that 17k and buy a generator so you can hit your bonus spending requirement imo lol or a ticket to florida whatever works haha


Hey a lot of people did just that they bought plane tickets and went to Florida.

Not a bad idea if you can secure your house.

 

Hey American Express reached out to their card holders up here the day of the storm and offered all kinds of help.

I was impressed by that.

 

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Regular Contributor
Posts: 193
Registered: ‎07-17-2012
0

Re: Approved for Freedom-Denied Discover

[ Edited ]

Hell I can't believe my own scores. LOL

but they are Legit.

I bought them twice because I thought there was somekind of error.

 

 

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Approved for Freedom-Denied Discover


Mustangfrank wrote:

Hell I can't believe my own scores. LOL

but they are Legit.

I bought them twice because I thought their was somekind of error.

 

 


I'm jelly :smileysad: wtb au lmao


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Regular Contributor
Posts: 193
Registered: ‎07-17-2012
0

Re: Approved for Freedom-Denied Discover


distantarray wrote:

 

 

:smileyvery-happy:


Hey distant most knowledgable one,

I now have the Amex Zync, Amex BCE, Amex Costco True Earnings, the Chase Freedom and CSP what else do you think I should have to fill out my Quiver of cards ?

I have used up 6 INQ's 2 are 11 months old.

 

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Regular Contributor
Posts: 193
Registered: ‎07-17-2012
0

Re: Approved for Freedom-Denied Discover

How do you get your cards in your Sig ?

 

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.