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Approved for Nordstrom CC & Target

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BearsAndTurtlesRtheBest
Senior Contributor

Re: Approved for Nordstrom CC & Target

looks like we are in the same shoes just because your re-building and im building hahha I just also got 2 new accts that will help me get in with better creditors in the future. YOUR NOT ALONE! and congrats on the approvals

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 11 of 19
liesierre
Regular Contributor

Re: Approved for Nordstrom CC & Target

Smiley Happy


Starting Score: EQ 633 TU ? EX 623 (lender)
Current Score: EQ 702 TU 720 EX 682
Goal Score: 720

Nordstrom Credit Card $4000CL, Target Credit Card $2000CL, CapitalOne Platinum $1500CL, Comenity Diamond Elite $1700CL, Victorias Secret $650CL
Message 12 of 19
ayles
Established Contributor

Re: Approved for Nordstrom CC & Target

Congrats on the approvals!

 

I'm glad you shared about Target. I've wanted the card for a while and had brought it up as one of the cards I want after gardening and was discouraged from doing so because of the "meager credit limits" given.  Glad to know someone received one in the 4 digits upon applying Smiley Happy



Current scores: myFICO: 670/TU(Wal): 664/TU(Dis): 659 (Goal: 700)
Last app: 1/3/2014; (Prayerfully!) gardening until: 7/3/2014

~I'm living for an audience of One!
Message 13 of 19
B335is
Moderator Emeritus

Re: Approved for Nordstrom CC & Target

Congrats, both Macys and Target are nice starting limits!!
Message 14 of 19
alvon123
Super Contributor

Re: Approved for Nordstrom CC & Target

congrats on your approvals


Message 15 of 19
coldnmn
Mega Contributor

Re: Approved for Nordstrom CC & Target

Congrats on the two approvals!  Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 16 of 19
SunriseEarth
Moderator Emeritus

Re: Approved for Nordstrom CC & Target


@liesierre wrote:

One year ago, I couldn't get approved for anything, including a regular Target redcard. I had a few baddies removed and established over a year of good credit with Cap1, VS, Samuels Diamond Elite. Then my bankruptcy dropped off TU and EX (still on EQ for another 3 years - boo).

Besides the BK13/Dismissed on EQ, I have one collection on all 3 and the CO from that on EX and EQ.

Current scores are EQ - 702, EX - 682, TU - 720

Friday - pushed the LUV button on VS (+200), Diamond Elite (+500) and Cap1 (guess they will send me some mail)

Yesterday I was at Nordstrom buying some stuff and decided to go for the Nordstrom Visa Signature app in store because I shop there a lot and want the points and early access to the annual sale. I knew they were inquiry sensitive and I had none for over 1 year. Approved! 4k limit. Woohoo. Finally an approval on a "real" card. They pulled Experian.

Today, I was at Target and decided to go for the Redcard app since that extra 5% off was on my hitlist, I literally shop there every week.... approved for the credit card - 2k temporary limit. Yay! Target pulled Equifax

I'm thinking of just going for the app spree tonight while I'm at it. I'm about to lose a bunch of my old good (closed) accounts in the next 2 years so I kinda need to gather more accounts anyway.

Thinking of:
Discover IT
Chase Freedom
Amazon Store Card

I'd really like an Amex BCE, but I'm probably pushing my luck on that, right?

As of right now, only INQ's in over a year are just 1 for EQ and 1 for EX from the Target/Nordies.

Any advice? Does the order matter? Should I not waste an inquiry on any of these? Is AMEX totally out of the question? 

I'd be cool with just Chase Freedom and Discover IT...should I just stick with those for now?


Congrats on approvals!

 

Your Target CL was 2x mine and I was able to get a BCE.   Chase Freedom and Discover IT are on my list for the next time I step out of the garden (at least 6 months from now).  I'm not sure if Discover has blacklisted me, however, so we'll see.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 17 of 19
dominow
New Contributor

Re: Approved for Nordstrom CC & Target

my scores are low 700's and i was afraid that i would be denied u.s. bank. an amex would worry the hell out of me. i'm going to place my foot on the spade for now. congrats

Message 18 of 19
-Wade-
Valued Contributor

Re: Approved for Nordstrom CC & Target


@liesierre wrote:

One year ago, I couldn't get approved for anything, including a regular Target redcard. I had a few baddies removed and established over a year of good credit with Cap1, VS, Samuels Diamond Elite. Then my bankruptcy dropped off TU and EX (still on EQ for another 3 years - boo).

Besides the BK13/Dismissed on EQ, I have one collection on all 3 and the CO from that on EX and EQ.

Current scores are EQ - 702, EX - 682, TU - 720

Friday - pushed the LUV button on VS (+200), Diamond Elite (+500) and Cap1 (guess they will send me some mail)

Yesterday I was at Nordstrom buying some stuff and decided to go for the Nordstrom Visa Signature app in store because I shop there a lot and want the points and early access to the annual sale. I knew they were inquiry sensitive and I had none for over 1 year. Approved! 4k limit. Woohoo. Finally an approval on a "real" card. They pulled Experian.

Today, I was at Target and decided to go for the Redcard app since that extra 5% off was on my hitlist, I literally shop there every week.... approved for the credit card - 2k temporary limit. Yay! Target pulled Equifax

I'm thinking of just going for the app spree tonight while I'm at it. I'm about to lose a bunch of my old good (closed) accounts in the next 2 years so I kinda need to gather more accounts anyway.

Thinking of:
Discover IT
Chase Freedom
Amazon Store Card

I'd really like an Amex BCE, but I'm probably pushing my luck on that, right?

As of right now, only INQ's in over a year are just 1 for EQ and 1 for EX from the Target/Nordies.

Any advice? Does the order matter? Should I not waste an inquiry on any of these? Is AMEX totally out of the question? 

I'd be cool with just Chase Freedom and Discover IT...should I just stick with those for now?


Congrats on your approvals Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 19 of 19
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