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Approved for USAA Amex!....I've got a problem...

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zeusta20
Established Contributor

Approved for USAA Amex!....I've got a problem...

I think its time I go into rehab FOR SURE...lol.

 

I couldn't help myself...I decided to app for the USAA amex...and I was approved with a whopping 7500 CL!! LOL.

 

My highest CL yet! I've def got a problem...

 

To the garden I go....for real this time....

Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 1 of 17
16 REPLIES 16
chnceit
Valued Contributor

Re: Approved for USAA Amex!....I've got a problem...

That aint a problem when you get approved and a nice starting CL! LOL congrats for sure and time to garden!

Are you a full member or partial?

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 2 of 17
zeusta20
Established Contributor

Re: Approved for USAA Amex!....I've got a problem...


@chnceit wrote:
That aint a problem when you get approved and a nice starting CL! LOL congrats for sure and time to garden!

Are you a full member or partial?

thanks lol

 

im just a partial member

Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 3 of 17
chnceit
Valued Contributor

Re: Approved for USAA Amex!....I've got a problem...

Sweet. Whats your profile? I want to apply but I am only a partial member. I just hate that interest rate but it dont matter if you dont carry a balance Smiley Wink

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 4 of 17
CashOnDelivery
Established Contributor

Re: Approved for USAA Amex!....I've got a problem...

Congrats! That's a nice CL as USAA seems to be real conservative with initial limits.

2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

Take the myFICO Fitness Challenge
Message 5 of 17
zeusta20
Established Contributor

Re: Approved for USAA Amex!....I've got a problem...

As far as my profile, AAoA was 2 yrs

 

-18% UTL

-Auto Loan opened 05/13

-Personal loan opened 10/12

-Fico: 723, 707, 717

Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 6 of 17
zeusta20
Established Contributor

Re: Approved for USAA Amex!....I've got a problem...

No missed payments, no baddies.

Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 7 of 17
09Lexie
Moderator Emerita

Re: Approved for USAA Amex!....I've got a problem...

Message 8 of 17
zeusta20
Established Contributor

Re: Approved for USAA Amex!....I've got a problem...


@09Lexie wrote:
Congrats!

Thanks Lexie! I don't know how you're able to garden for so long...you've gotta let me in on your secrets...lol.

Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 9 of 17
myjourney
Super Contributor

Re: Approved for USAA Amex!....I've got a problem...

Congrats 

You were doing great at gardening at one point. Hopefully you can do it again

 

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 17
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