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Approved for Walmart 12/26 already reporting to CRA's! :-)

Regular Contributor

Approved for Walmart 12/26 already reporting to CRA's! :-)

LOL! I didn't even get the card yet.(Showing the credit line, payed as agreed, and a "0" balance) Wow that was fast!

Is this normal?

Thanks~


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 1 of 8
7 REPLIES
Valued Contributor

Re: Approved for Walmart 12/26 already reporting to CRA's! :-)


jagshere wrote:

LOL! I didn't even get the card yet.(Showing the credit line, payed as agreed, and a "0" balance) Wow that was fast!

Is this normal?

Thanks~


Perfectly normal Smiley Happy GE cards like to report right away! Enjoy the lowered utilitization in the meantime Smiley Very Happy


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 2 of 8
Frequent Contributor

Re: Approved for Walmart 12/26 already reporting to CRA's! :-)

Yep, that's one of the great things about GE. You hit submit, they approve and report it immediately. It's almost like they don't even give you a chance to change your mind LOL.


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


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Message 3 of 8
Frequent Contributor

Re: Approved for Walmart 12/26 already reporting to CRA's! :-)

I want one :-(

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


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Message 4 of 8
Regular Contributor

Re: Approved for Walmart 12/26 already reporting to CRA's! :-)


daybreakgonesXe wrote:

jagshere wrote:

LOL! I didn't even get the card yet.(Showing the credit line, payed as agreed, and a "0" balance) Wow that was fast!

Is this normal?

Thanks~


Perfectly normal Smiley Happy GE cards like to report right away! Enjoy the lowered utilization in the meantime Smiley Very Happy


Thanks All! My utilization is at 6% and WILL be around there every month. I don't know why it surprises me, when you expect them to report they don't, and when you don't expect them to they do!


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 5 of 8
Valued Contributor

Re: Approved for Walmart 12/26 already reporting to CRA's! :-)

Yes, this is normal for the Walmart card since it's backed by GE Capital Retail Bank. Congrats on the approval!! So you got approved for an 8k Walmart Discover? If you want to, you can call GE underwriting to recon for a higher limit. 10k would make this your first card with 5 digits! Smiley Happy

Message 6 of 8
Valued Contributor

Re: Approved for Walmart 12/26 already reporting to CRA's! :-)

GE is awesome company

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
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Message 7 of 8
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Regular Contributor

Re: Approved for Walmart 12/26 already reporting to CRA's! :-)


kevinjjc wrote:

Yes, this is normal for the Walmart card since it's backed by GE Capital Retail Bank. Congrats on the approval!! So you got approved for an 8k Walmart Discover? If you want to, you can call GE underwriting to recon for a higher limit. Ask would make this your first card with 5 digits! Smiley Happy


Sorry, had to fix my Sig, its 1800, 1.8k! When my DCU and Chase Freedom 5k cards report Ill call GE for a recon, Ill ask them to match the 5k of the other cards. :-)


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Message 8 of 8