Reply
Regular Contributor
Posts: 134
Registered: ‎07-07-2011
0

Approved for Walmart 12/26 already reporting to CRA's! :-)

LOL! I didn't even get the card yet.(Showing the credit line, payed as agreed, and a "0" balance) Wow that was fast!

Is this normal?

Thanks~


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Valued Contributor
Posts: 1,914
Registered: ‎11-17-2012
0

Re: Approved for Walmart 12/26 already reporting to CRA's! :-)


jagshere wrote:

LOL! I didn't even get the card yet.(Showing the credit line, payed as agreed, and a "0" balance) Wow that was fast!

Is this normal?

Thanks~


Perfectly normal Smiley Happy GE cards like to report right away! Enjoy the lowered utilitization in the meantime Smiley Very Happy

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $14.5k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 756 EQ 735 TU 752 VantageScore 3.0: EX 741 EQ 744 TU 745 Credit Sesame (EX) 748 Credit.com (EX) 792 CapOne (TU) 787 Quizzle (EQ) 749
Frequent Contributor
Posts: 262
Registered: ‎03-07-2009
0

Re: Approved for Walmart 12/26 already reporting to CRA's! :-)

Yep, that's one of the great things about GE. You hit submit, they approve and report it immediately. It's almost like they don't even give you a chance to change your mind LOL.


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


Take the FICO Fitness Challenge
Frequent Contributor
Posts: 392
Registered: ‎03-29-2011
0

Re: Approved for Walmart 12/26 already reporting to CRA's! :-)

I want one :-(

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


Take the FICO Fitness Challenge
Regular Contributor
Posts: 134
Registered: ‎07-07-2011
0

Re: Approved for Walmart 12/26 already reporting to CRA's! :-)


daybreakgonesXe wrote:

jagshere wrote:

LOL! I didn't even get the card yet.(Showing the credit line, payed as agreed, and a "0" balance) Wow that was fast!

Is this normal?

Thanks~


Perfectly normal Smiley Happy GE cards like to report right away! Enjoy the lowered utilization in the meantime Smiley Very Happy


Thanks All! My utilization is at 6% and WILL be around there every month. I don't know why it surprises me, when you expect them to report they don't, and when you don't expect them to they do!


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Valued Contributor
Posts: 1,408
Registered: ‎01-14-2009
0

Re: Approved for Walmart 12/26 already reporting to CRA's! :-)

Yes, this is normal for the Walmart card since it's backed by GE Capital Retail Bank. Congrats on the approval!! So you got approved for an 8k Walmart Discover? If you want to, you can call GE underwriting to recon for a higher limit. 10k would make this your first card with 5 digits! Smiley Happy

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Approved for Walmart 12/26 already reporting to CRA's! :-)

GE is awesome company

$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
Posts: 134
Registered: ‎07-07-2011
0

Re: Approved for Walmart 12/26 already reporting to CRA's! :-)


kevinjjc wrote:

Yes, this is normal for the Walmart card since it's backed by GE Capital Retail Bank. Congrats on the approval!! So you got approved for an 8k Walmart Discover? If you want to, you can call GE underwriting to recon for a higher limit. Ask would make this your first card with 5 digits! Smiley Happy


Sorry, had to fix my Sig, its 1800, 1.8k! When my DCU and Chase Freedom 5k cards report Ill call GE for a recon, Ill ask them to match the 5k of the other cards. :-)


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.