I recently applied for the Chase Freedom credit card and was surprisingly approved having a FICO score of 680. I am currently a Chase employee and had applied to this card about a year ago and was denied at the time. I was very discouraged because I believed that at least by being employed by the company it was going to give me a slight advantage, but obviously it didn't. Having let time pass by, I received a prescreened offer from Chase back in April, but ignored the letter because I still felt that if I applied I would be denied. Just a few days ago I applied to the Discover IT card though, after receiving various prescreened offers and was shocked to see that I was approved for a $6000 CL instantly (I was schocked !!!). After this approval it really gave me the courage to apply for the Freedom card, ultimately it was the card I have always wanted because of the great cash back rewards and because I have all my banking relationship with Chase. When I submitted the app online I was instantly approved for a CL of $1500 and an APR of 18.99%. Not being very satisfied with the limit (since Discover approved me for $6000), I decided to call the backdoor number and inquired about possibly having my limit increased to a higher amount. The young lady who assisted me over the phone was very friendly and asked me a few questions to determine if I would be eligible for an increase. Before going through with the request, she did inform me about the hard inquiry on my score, but at that point I felt like being a risk taker. After waiting just a few seconds on hold, she came back to the line and congratulated me for being approved for $5000 CL which was very surprising because that's a $3500 jump from my original approval!! To sum it up, the process was fairly simple despite having to call in for the increase. I am definately looking foraward to racking up points with both these cards.
Thanks 
Yes and I'm definately excited to do so ! It's going to be a battle between my freedom and discover card though 
Welcome to the forum! Congrats on your awesome approvals and using the information here to your benefit!
Well done!
Well done!
Thank you, I am definately looking forward to gaining more credit knowledge from all of you and hopefully making some contributions of my own.
Thanks youngandcreditwrthy, in response to your question I have actually considered applying to Amex ....and funny because I was actually debating between the Discover and Amex card when I orginally decided to apply. I had received a few prescreened offers for Amex gold but my gut instinct for some reason told me to apply for discover lol, but anyway I would definately love to have an amex in my wallet at some point ...I'm just not sure if I should go for it now ...or stay in the garden for now after these 2 acquisitions.