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Auto-CLI from US Bank!!!

Established Contributor

Auto-CLI from US Bank!!!

Checked the mail tonight and found a letter from US Bank letting me know they increased my credit limit to $20,000 on my Cash+ card!!!  The letter was dated April 24th and apparently it was delivered to the wrong address initially, but finally found its way to my mail box.

 

It's been ages since I've received AUTO-LUV from any of my creditors!!  I must be dreaming, someone pinch me!!  Smiley LOL 

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 1 of 28
27 REPLIES
Valued Contributor

Re: Auto-CLI from US Bank!!!


CribDuchess wrote:

Checked the mail tonight and found a letter from US Bank letting me know they increased my credit limit to $20,000 on my Cash+ card!!!  The letter was dated April 24th and apparently it was delivered to the wrong address initially, but finally found its way to my mail box.

 

It's been ages since I've received AUTO-LUV from any of my creditors!!  I must be dreaming, someone pinch me!!  Smiley LOL 


Awesome and Congrats!!!

gardening since 5/21/2016
Message 2 of 28
Super Contributor

Re: Auto-CLI from US Bank!!!

Congrats, especially as today I was told:

 

We understand that you are questioning if the credit limit on your account will automatically be increased. Unfortunately, U.S. Bank no longer increases credit limits automatically.

 

So the usual inconsistencies!

Message 3 of 28
Frequent Contributor

Re: Auto-CLI from US Bank!!!

WOW look @ your scores they should give you $40,000.
Message 4 of 28
Established Contributor

Re: Auto-CLI from US Bank!!!


dodgerslv wrote:

CribDuchess wrote:

Checked the mail tonight and found a letter from US Bank letting me know they increased my credit limit to $20,000 on my Cash+ card!!!  The letter was dated April 24th and apparently it was delivered to the wrong address initially, but finally found its way to my mail box.

 

It's been ages since I've received AUTO-LUV from any of my creditors!!  I must be dreaming, someone pinch me!!  Smiley LOL 


Awesome and Congrats!!!


Thank you!!

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 5 of 28
Established Contributor

Re: Auto-CLI from US Bank!!!


longtimelurker wrote:

Congrats, especially as today I was told:

 

We understand that you are questioning if the credit limit on your account will automatically be increased. Unfortunately, U.S. Bank no longer increases credit limits automatically.

 

So the usual inconsistencies!


Thank you!  Yes, I agree, that is a bit odd?  Maybe the CSR who said that is a bit misinformed?  I'd hate to think they just changed their policies this week!  Too many changes with them lately.....Smiley Sad

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 6 of 28
Established Contributor

Re: Auto-CLI from US Bank!!!


Scuba wrote:
WOW look @ your scores they should give you $40,000.

 

*giggle*  Scuba, I wish you worked for US Bank in the underwriting/credit department!!  You are too kind!!  Smiley Happy

 
FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 7 of 28
Super Contributor

Re: Auto-CLI from US Bank!!!

Pinch pinch....... Ouch

It's true your not dreaming 

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 28
Established Contributor

Re: Auto-CLI from US Bank!!!


myjourney wrote:

Pinch pinch....... Ouch

It's true your not dreaming 

Congrats 


Thanks myjourney!!

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 9 of 28
Valued Contributor

Re: Auto-CLI from US Bank!!!

Congrats!! 20k is sweet!! What was your credit limit before?
Message 10 of 28