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Established Contributor
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Registered: ‎09-12-2011
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Re: Auto-CLI from US Bank!!!


tennisfan78 wrote:

 

 

wow congrats!!!! Thats awesome!


 

Thank you so much!  :smileyhappy:

FICOs: TU08 841 2/9/15 per Barclay; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 809 3/4/15; EX08 812 3/8/15 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $19.3K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $11.6K; Citi Simplicity Visa $17.3K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $17.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Regular Contributor
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Registered: ‎12-04-2009
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Re: Auto-CLI from US Bank!!!

Congrats thats a great CL!

 


Starting Score: EQ 548 [ Feb 2010 ]
Current Score: TU 663 EQ 686
Goal Score: 700


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Established Contributor
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Re: Auto-CLI from US Bank!!!


sonson wrote:

Congrats thats a great CL!

 


Thank you!  I'm definitely happy!

FICOs: TU08 841 2/9/15 per Barclay; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 809 3/4/15; EX08 812 3/8/15 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $19.3K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $11.6K; Citi Simplicity Visa $17.3K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $17.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
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Registered: ‎09-18-2011
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Re: Auto-CLI from US Bank!!!

 

do you know what your apr is?


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Re: Auto-CLI from US Bank!!!


tennisfan78 wrote:

 

do you know what your apr is?


Yes, 13.99%.  I wonder if they would reduce it if I asked?  Oh well, they routinely send me BT offers for 0% for 18 months.

FICOs: TU08 841 2/9/15 per Barclay; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 809 3/4/15; EX08 812 3/8/15 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $19.3K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $11.6K; Citi Simplicity Visa $17.3K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $17.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
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Registered: ‎09-18-2011
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Re: Auto-CLI from US Bank!!!


CribDuchess wrote:

tennisfan78 wrote:

 

do you know what your apr is?


Yes, 13.99%.  I wonder if they would reduce it if I asked?  Oh well, they routinely send me BT offers for 0% for 18 months.


They probably would. Doesnt hurt to ask.

 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Re: Auto-CLI from US Bank!!!


CribDuchess wrote:

09Lexie wrote:
Awesome! I luv getting that kind of mail.

Me too!  Even though it did end up in someone else's mail box!  My postal carrier is awful at her job. 


Pfft! I think I have one up on that one...we had a substitute mailman for our block the one day I was home. Though my area usually gets mail late, like around 3ish, this guy didn't show up until 4:30. Not only that, but as I was grabbing the mail from the box, he rushed back and told me he missed two envelops that I needed to sign for. I saw the street number, it looked okay, and since it was around tax time and such I thought nothing of it. Just figured it was some paperwork for my parents.

 

When I get inside and handed my mother the mail after sorting out my stuff, she asked what the big thick envelops were...said I wasn't sure, the mailman just asked me to sign for them, and I figured they were yours. Well, thankfully my mother checked the address and it was for the wrong street!!! The documents seemed to be pretty important too, from a law firm, indicating "second notice" and such...woops!

 

Luckily the guy was right across the street when I rushed out and told him that he made me sign for mail that was not ours. Haven't gotten in trouble for it from the law firm, the neighbors, or any government agency, so I guess everything was a-okay! But geez...I can understand accidentally giving me my next door neighbors mail...but mail from somebody not even on the same STREET?

 

Thankfully he wasn't delivering any CCs for my household...who knows what hands they could've fallen into XD

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FICOS: EX 759 EQ 704 TU 754 VantageScore 3.0: EX 746 EQ 747 TU 747 Credit Sesame (EX) 756 Credit.com (EX) 784
Established Contributor
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Registered: ‎09-12-2011
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Re: Auto-CLI from US Bank!!!


daybreakgonesXe wrote:

CribDuchess wrote:

09Lexie wrote:
Awesome! I luv getting that kind of mail.

Me too!  Even though it did end up in someone else's mail box!  My postal carrier is awful at her job. 


Pfft! I think I have one up on that one...we had a substitute mailman for our block the one day I was home. Though my area usually gets mail late, like around 3ish, this guy didn't show up until 4:30. Not only that, but as I was grabbing the mail from the box, he rushed back and told me he missed two envelops that I needed to sign for. I saw the street number, it looked okay, and since it was around tax time and such I thought nothing of it. Just figured it was some paperwork for my parents.

 

When I get inside and handed my mother the mail after sorting out my stuff, she asked what the big thick envelops were...said I wasn't sure, the mailman just asked me to sign for them, and I figured they were yours. Well, thankfully my mother checked the address and it was for the wrong street!!! The documents seemed to be pretty important too, from a law firm, indicating "second notice" and such...woops!

 

Luckily the guy was right across the street when I rushed out and told him that he made me sign for mail that was not ours. Haven't gotten in trouble for it from the law firm, the neighbors, or any government agency, so I guess everything was a-okay! But geez...I can understand accidentally giving me my next door neighbors mail...but mail from somebody not even on the same STREET?

 

Thankfully he wasn't delivering any CCs for my household...who knows what hands they could've fallen into XD


Good grief!!!  That carrier must be related to mine.  Last summer, I used some of my Amex MR points to purchase my son's summer reading book (school required) from Amazon.  It was a small paperback and according to Amazon, it was sent via regular USPS mail.  It never came.  Ended up going to a local bookstore to get a copy of the book.  Also last summer, I ordered some pens (I'm a pen freak!) from JetPens and they are mailed with a tracking code.  So I was at work one day and checked my order on USPS's website and saw that my package was delivered.  Yahoo!  I get home and NO PACKAGE!  Of course by this time it's 6pm and my local post office closes promptly at 5pm.  So next day I call them from work and ask where my package was because the tracking number indicates it was delivered.  The gal who took my call said she would have to contact my mail carrier and find out.  I get a call back and she lets me know that my carrier delivered it to some other house but that she thinks she knows which house and that she will try to retrieve it while out on her route!  lLove it.  She was able to get it back from the wrong house and did finally deliver it to mine.  I did voice my complaints about my carrier to the gal that handled my call, and she apologize for my carrier and explained that my carrier is under some personal stress.  Gee, aren't we all these days?!  Grrrrrrrrrr

 

FICOs: TU08 841 2/9/15 per Barclay; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 809 3/4/15; EX08 812 3/8/15 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $19.3K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $11.6K; Citi Simplicity Visa $17.3K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $17.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
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