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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Auto luv from Chase

Logged onto my account this morning and noticed my CL jumped from 5800 to 7300 on my Chase Freedom Visa Signature card. That's a 1500 increase. Current credit score below. Current UTL 16%. AAOA 2 years. No baddies. Chase was more generous this time around.
The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Moderator
Posts: 28,129
Registered: ‎12-13-2013
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Re: Auto luv from Chase


maiden_girl wrote:
Logged onto my account this morning and noticed my CL jumped from 5800 to 7300 on my Chase Freedom Visa Signature card. That's a 1500 increase. Current credit score below. Current UTL 16%. AAOA 2 years. No baddies. Chase was more generous this time around.

Grats Smiley Happy


EX Fico 08 Bankcard 09/16: 801 (-10) EX Fico 8; 774 (-9)
TU Fico 8 09/16: 773(-4)
EQ Fico 8 09/16; 778 (0)
Valued Contributor
Posts: 2,648
Registered: ‎02-18-2014
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Re: Auto luv from Chase

Congrats!

AMEX (BCP - $25K, Platinum - NPSL, SimplyCash Plus Business - $17.5K, SPG - $20K)|BOA (BBR - $15K, CR - $15K)|Barclays (Arrival+ - $17.5K, Ring - $15K)|Blispay - $10K|CAP1 (QS - $30K, Venture - $30K)|Chase (AARP - $15K, freedom - $5.5K, CSP - $25K, Slate - $13.5K)|Citibank (DC - $28.2K, HD - $25K)|Discover it - $32.5K|Fidelity IR - $16K|Huntington Voice - $17K|LMCU - $10K|NFCU (cashRewards - $30K, GoRewards - $30K, CLOC - $15K)|PFCU (CR - $30K, Defender - $20K, LOC - $10K)|Synchrony Lowe's - $25K|US Bank Cash + ($12.5K, $21K)|USAA (Cash Rewards - $16K, Rewards - $23.4K, WPAOG - $10.5K)
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Auto luv from Chase

Thank you everyone! I'm starting to like Chase more and more!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Frequent Contributor
Posts: 477
Registered: ‎11-17-2013
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Re: Auto luv from Chase

[ Edited ]

maiden_girl wrote:
Logged onto my account this morning and noticed my CL jumped from 5800 to 7300 on my Chase Freedom Visa Signature card. That's a 1500 increase. Current credit score below. Current UTL 16%. AAOA 2 years. No baddies. Chase was more generous this time around.

congrats on CLI. If I may ask, how long have you had the account? Any info on spend/pay patterns?

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Senior Contributor
Posts: 10,277
Registered: ‎09-24-2013
0

Re: Auto luv from Chase

congrats

.
Super Contributor
Posts: 8,084
Registered: ‎10-03-2008
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Re: Auto luv from Chase

Congrats!
Starting Score: 848
Current Score: 811
Goal Score: 850


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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: Auto luv from Chase


Longroad wrote:

maiden_girl wrote:
Logged onto my account this morning and noticed my CL jumped from 5800 to 7300 on my Chase Freedom Visa Signature card. That's a 1500 increase. Current credit score below. Current UTL 16%. AAOA 2 years. No baddies. Chase was more generous this time around.

congrats on CLI. If I may ask, how long have you had the account? Any info on spend/pay patterns?


Opened the account in 2012 with a 3k CL. When I first opened my account I made a few thousand dollar purchases--car repairs or furniture. Let it sit and paid it off. I got a $300 auto increase last year. Since then my purchases have been on a smaller scale like a few hundred dollars here and there. I notice with large purchases and multiple payments Chase tends to auto luv more. I usually pay most of my balance down by the time the statement comes around.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 12,960
Registered: ‎08-13-2013
0

Re: Auto luv from Chase


maiden_girl wrote:
Logged onto my account this morning and noticed my CL jumped from 5800 to 7300 on my Chase Freedom Visa Signature card. That's a 1500 increase. Current credit score below. Current UTL 16%. AAOA 2 years. No baddies. Chase was more generous this time around.

Congrats on your auto- luv Smiley Happy

Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 10 K * Discover - IT 37.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 8.8 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

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