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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Auto luv from Chase

Logged onto my account this morning and noticed my CL jumped from 5800 to 7300 on my Chase Freedom Visa Signature card. That's a 1500 increase. Current credit score below. Current UTL 16%. AAOA 2 years. No baddies. Chase was more generous this time around.
The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






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Valued Contributor
Posts: 13,523
Registered: ‎12-13-2013
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Re: Auto luv from Chase


maiden_girl wrote:
Logged onto my account this morning and noticed my CL jumped from 5800 to 7300 on my Chase Freedom Visa Signature card. That's a 1500 increase. Current credit score below. Current UTL 16%. AAOA 2 years. No baddies. Chase was more generous this time around.

Grats :smileyhappy:

EX Cred Sesame 02/15: 766 (+1) ; EX Fico 04 V2 06/14: 775; EX Fico 08 BC 02/15: 797 (-42)
EQ Beacon 5.0 12/14 757
TU Fico 8 02/15: 754 (-51)
Valued Contributor
Posts: 2,271
Registered: ‎02-18-2014
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Re: Auto luv from Chase

Congrats!


AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA BBR VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Chase freedom VS - $5.5K | CSP VS - $25K | Chase Slate VS - $13.8K | Citi DC - $23.9K | Citi HD - $25K | Coldwater Creek MC - $15K | Discover it - $14.5K | FIA AMEX - $16K | Synchrony/HH Gregg - $10K | Synchrony/Lowes - $25K | LMCU PP VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Platinum CRV+ - $39K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $20.3K Last HP 16 Nov 14 - Gardening into 2016.
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: Auto luv from Chase

Thank you everyone! I'm starting to like Chase more and more!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Frequent Contributor
Posts: 442
Registered: ‎11-17-2013
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Re: Auto luv from Chase

[ Edited ]

maiden_girl wrote:
Logged onto my account this morning and noticed my CL jumped from 5800 to 7300 on my Chase Freedom Visa Signature card. That's a 1500 increase. Current credit score below. Current UTL 16%. AAOA 2 years. No baddies. Chase was more generous this time around.

congrats on CLI. If I may ask, how long have you had the account? Any info on spend/pay patterns?


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Senior Contributor
Posts: 10,016
Registered: ‎09-24-2013
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Re: Auto luv from Chase

congrats


Super Contributor
Posts: 6,677
Registered: ‎10-03-2008
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Re: Auto luv from Chase

Congrats!
Starting Score: 760
Current Score: EX 806 TU 814 EQ 818 FICO 08
Goal Score: 850

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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: Auto luv from Chase


Longroad wrote:

maiden_girl wrote:
Logged onto my account this morning and noticed my CL jumped from 5800 to 7300 on my Chase Freedom Visa Signature card. That's a 1500 increase. Current credit score below. Current UTL 16%. AAOA 2 years. No baddies. Chase was more generous this time around.

congrats on CLI. If I may ask, how long have you had the account? Any info on spend/pay patterns?


Opened the account in 2012 with a 3k CL. When I first opened my account I made a few thousand dollar purchases--car repairs or furniture. Let it sit and paid it off. I got a $300 auto increase last year. Since then my purchases have been on a smaller scale like a few hundred dollars here and there. I notice with large purchases and multiple payments Chase tends to auto luv more. I usually pay most of my balance down by the time the statement comes around.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 12,898
Registered: ‎08-13-2013
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Re: Auto luv from Chase


maiden_girl wrote:
Logged onto my account this morning and noticed my CL jumped from 5800 to 7300 on my Chase Freedom Visa Signature card. That's a 1500 increase. Current credit score below. Current UTL 16%. AAOA 2 years. No baddies. Chase was more generous this time around.

Congrats on your auto- luv :smileyhappy:

Old user name newportguy*** Current Score: myFico EQ - 813 (01/14/2015) Discover TU Fico - 809 (02/04/2015) EX Fico - 809 ( 02/04/2015 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 813 *** TU 809 *** EX 809 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******

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