I applied for the Aviator personal card this morning, knowing I may be declined for INQ (Barclay seems more sensitive about Inq and I have 10 on TU. As suspected, it was declined. I called in and rep said declined due to number of inquiries. I answered his questions, explained what I use the various accounts for etc and he said we will open a card for you with a SL of 10k.
Fico at time of App 741
no neg's
10 Inq
7 or 8 new accounts last 12 mo's (some are business related)
reported util 17% (actually lower but report had not updated)
Income mid 6 fig's
Highest limit current cc 40k, lowest 5k (Blispay...which drives me crazy because it is such a small CL, but I like the card lol)
Hope this helps someone 
Thank you
@jc2 wrote:I applied for the Aviator personal card this morning, knowing I may be declined for INQ (Barclay seems more sensitive about Inq and I have 10 on TU. As suspected, it was declined. I called in and rep said declined due to number of inquiries. I answered his questions, explained what I use the various accounts for etc and he said we will open a card for you with a SL of 10k.
Fico at time of App 741
no neg's
10 Inq
7 or 8 new accounts last 12 mo's (some are business related)
reported util 17% (actually lower but report had not updated)
Income mid 6 fig's
Highest limit current cc 40k, lowest 5k (Blispay...which drives me crazy because it is such a small CL, but I like the card lol)
Hope this helps someone
Congrats i got the card 3 weeks ago i thought i would be denied i had more Inqs than u 23 and 9 new accounts this year. I had plans for those 60K points lol.
