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BARCLAY CLI

Established Member

BARCLAY CLI

Barclay gave me automatic increase of $700, from 2500 to 3,200 limit now. I can't believe they increased my limit after having 1,700 balance on the card! Smiley Happy

 

Barclay is the best!! Smiley Happy

 

Now Im thinking to ask BofA for an increase. Ive had the card since 2010 with $600 limit only, Do I have a chance of getting approved?

 

Also out mortgage is now showing on my report, will that mess up my request?

 

Is it a good thing to have mortgage on my report or a bad thing when asking for increase or opening a new card?

as of June 12, 2012
EQ FICO 689, TU FICO 701, EX FICO 713 --NO BADDIES
BoA platinum Visa (600CL), Cap1 No hassle cash reward MC (750CL)
Barclay Carnival MC (2500CL), AU on Direct rewards HSBC (500CL)
Message 1 of 15
14 REPLIES
Regular Contributor

Re: BARCLAY CLI

I would think a good thing. it's another TL and a stable one at that!  our mortgage closes next week and we are going furniture and appliance shopping the day after.  On GEMB's dime....they don't know that yet....lolSmiley LOL

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Message 2 of 15
Established Member

Re: BARCLAY CLI

thanks!!

 

Should I ask BofA for an increase or Barclay for more increase? but they just gave me an automatic increase a week ago. I dont know if they will approved me for more or not. I got a pre approved letter from discover and im also thinking of opening a card with them,

 

I need more credit badly cause I need to buy a plane ticket to visit family this christmas.

 

Should I go for BofA or barclay? Forget about CapOne they will never give increase unless they feel like it. lol

as of June 12, 2012
EQ FICO 689, TU FICO 701, EX FICO 713 --NO BADDIES
BoA platinum Visa (600CL), Cap1 No hassle cash reward MC (750CL)
Barclay Carnival MC (2500CL), AU on Direct rewards HSBC (500CL)
Message 3 of 15
Valued Contributor

Re: BARCLAY CLI

Congrats on the cli! This 21 my apple card turns 1 year old so im expecting a cli and if not ill be asking for one on the 23
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 4 of 15
Established Member

Re: BARCLAY CLI

thanks! theyre very good with increase. I did not expect that they will give me another $700 knowing i have 1700 balance on a 2500 limit card. Could not be any happier! Smiley Happy

 

how much is your limit on your APPLE? I wanna apply for an apple card but i dont know if i should just ask for more increase instead of opening a new account

as of June 12, 2012
EQ FICO 689, TU FICO 701, EX FICO 713 --NO BADDIES
BoA platinum Visa (600CL), Cap1 No hassle cash reward MC (750CL)
Barclay Carnival MC (2500CL), AU on Direct rewards HSBC (500CL)
Message 5 of 15
Valued Contributor

Re: BARCLAY CLI

My apple card is at 2.3k at the moment. It started at 1300 and i asked for a cli of 1k at my 6th month and got it.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 6 of 15
Established Member

Re: BARCLAY CLI

nice! so all your request was hard pull right? did u ask online or the phone with barclay?

as of June 12, 2012
EQ FICO 689, TU FICO 701, EX FICO 713 --NO BADDIES
BoA platinum Visa (600CL), Cap1 No hassle cash reward MC (750CL)
Barclay Carnival MC (2500CL), AU on Direct rewards HSBC (500CL)
Message 7 of 15
Regular Contributor

Re: BARCLAY CLI


jnkp2001 wrote:

I would think a good thing. it's another TL and a stable one at that!  our mortgage closes next week and we are going furniture and appliance shopping the day after.  On GEMB's dime....they don't know that yet....lolSmiley LOL


HAHA!!! Very nice. This made my afternoon.

 

OP Congrats on the CLI from Barclay! I got one recently as well. All the CSRs that Ive talked with have been top notch.

Message 8 of 15
Valued Contributor

Re: BARCLAY CLI

No it wasnt. I only have one HP from barclay and its from 11/11 from when it was open
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 9 of 15
Established Member

Re: BARCLAY CLI

really? no HP?

when u ask for increase was it on the phone or online?

as of June 12, 2012
EQ FICO 689, TU FICO 701, EX FICO 713 --NO BADDIES
BoA platinum Visa (600CL), Cap1 No hassle cash reward MC (750CL)
Barclay Carnival MC (2500CL), AU on Direct rewards HSBC (500CL)
Message 10 of 15