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BB&T Bright Approved

Super Contributor

BB&T Bright Approved

Dear 12njoy

Congratulations! Your application has been approved and we are pleased to offer you a BB&T Bright Credit Card. Please review the following information for specific details about your account:

 

  • Credit Limit
  $6,500.00
  • Introductory APR
  0.00%
   Your introductory APR applies to purchases and balance transfers made during the first 15 billing cycles after your account is opened.
  • Annual Percentage Rate (APR)
  16.15%
   Your APR applies to purchases and balance transfers made after the first 15 billing cycles.

 

You will receive your new BB&T Bright Credit Card at the following address in 7-10 business days:

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 1 of 27
26 REPLIES
Established Member

Re: BB&T Bright Approved

lol get a little board in the middle of the night? Congrats

Starting scores (08/01/2016): TU: 471, EX: 441, EQ: 409
Current FICO (10/13/2017): TU: 676, EX: 670, EQ: 680
Goals: TU: 750, EX: 750, EQ: 750
Message 2 of 27
Super Contributor

Re: BB&T Bright Approved


kkidfall wrote:

lol get a little board in the middle of the night? Congrats


How'd you know Smiley Happy  Thanks

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 3 of 27
Established Member

Re: BB&T Bright Approved

Cause how do you think I get in "trouble"? It's a good thing the miss doesn't know what I have in my wallet
Starting scores (08/01/2016): TU: 471, EX: 441, EQ: 409
Current FICO (10/13/2017): TU: 676, EX: 670, EQ: 680
Goals: TU: 750, EX: 750, EQ: 750
Message 4 of 27
Super Contributor

Re: BB&T Bright Approved


kkidfall wrote:
Cause how do you think I get in "trouble"? It's a good thing the miss doesn't know what I have in my wallet

I know Smiley Happy  I was trolling and said what the heck

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 5 of 27
Super Contributor

Re: BB&T Bright Approved

Congrats 12 on your new Best Bath and Target cardSmiley Happy. I cant wait til my creditors call me by my given name, Average Joe, then i know i made itSmiley Happy
Message 6 of 27
Valued Contributor

Re: BB&T Bright Approved

Congrats 12. That's a pretty good limit right out the gate for BB&T. Do they still do 3 HPs on EQ for apps? I'm still a little skiddish about app'ing for one of their cards after they did that to me 4 years ago at the start of my rebuild.

Message 7 of 27
Valued Contributor

Re: BB&T Bright Approved

I've had this card for 3-4 years, $10k starting and $10k present (you can't do a CLI request online, have to go in a branch). My APR is 10.75 I think, started at 10% but through a series of fed rate increases its bumped up .25 x 3. It's a pretty basic (boring) card, nothing really stands out and their website is far from the best, even after the new 2017 redesign. 

 

Do I use the card? yes.  Is it my goto card? no. At my age and attention span, boring is good Smiley Wink

 

Congrats on the BB&T Bright - it's a good bank.  

Message 8 of 27
Regular Contributor

Re: BB&T Bright Approved

12, this is your second Bright card, correct? If I recall, your first one never budged from 2.5K?

I just got my first a month ago and was thinking of trying for another, hopefully high, as yours proved second time around..

Amex EveryDay 20K | Amex BCE 10K | Amex Plenti 5K | Barclaycard Cash Forward 6K | Citi® Diamond Preferred 8.3K | Citi® Simplicity 7.4K | Cap One QS Visa 14.6K | Cap One Buy Power 3K | Discover It 13K | Discover Miles 3K | BOA Cash Rewards WMC 15K | State Farm Visa 4K | US Bank Plat 3K | US Bank FlexPerks Select+ AMEX 9K | 2nd US Bank Plat 5K | Chase AARP 3.5K | FNBO Rewards 4.850K | Huntington Voice 6,250K | Huntington Voice Rewards 6K | Fidelity Visa Sig 7.5K | Target MC 4K | BB&T Bright 2K | BB&T Spectrum 6.5K | HSBC Gold 2K | Wal Mart MC 10K | Ebates Visa 10K | Ebay MC10K | Marvel MC 10K | Paypal Credit 2.250K | Scores 12/2017 EX749; TU763; EQ765
Message 9 of 27
Super Contributor

Re: BB&T Bright Approved


AverageJoesCredit wrote:
Congrats 12 on your new Best Bath and Target cardSmiley Happy. I cant wait til my creditors call me by my given name, Average Joe, then i know i made itSmiley Happy

Thanks Average Joe.  You've already made it

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 10 of 27