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BB&T Bright Approved

Super Contributor

Re: BB&T Bright Approved


Credit-hoarder wrote:

Congrats 12. That's a pretty good limit right out the gate for BB&T. Do they still do 3 HPs on EQ for apps? I'm still a little skiddish about app'ing for one of their cards after they did that to me 4 years ago at the start of my rebuild.


Thanks credit-hoarder.  It was only 1 HP (each) on EQ for all 3 of my BB&T cards

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 11 of 27
Super Contributor

Re: BB&T Bright Approved


pipeguy wrote:

I've had this card for 3-4 years, $10k starting and $10k present (you can't do a CLI request online, have to go in a branch). My APR is 10.75 I think, started at 10% but through a series of fed rate increases its bumped up .25 x 3. It's a pretty basic (boring) card, nothing really stands out and their website is far from the best, even after the new 2017 redesign. 

 

Do I use the card? yes.  Is it my goto card? no. At my age and attention span, boring is good Smiley Wink

 

Congrats on the BB&T Bright - it's a good bank.  


Their not one to do cli's it appears

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 12 of 27
Super Contributor

Re: BB&T Bright Approved


Benzman wrote:

12, this is your second Bright card, correct? If I recall, your first one never budged from 2.5K?

I just got my first a month ago and was thinking of trying for another, hopefully high, as yours proved second time around..


This is my 2nd Bright card.  Their 1st still sits at 2k Smiley Sad

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 13 of 27
Regular Contributor

Re: BB&T Bright Approved

Thanks 12. Just tried for a 2nd, went pending.

Amex EveryDay 20K | Amex BCE 10K | Amex Plenti 5K | Barclaycard Cash Forward 6K | Citi® Diamond Preferred 8.3K | Citi® Simplicity 7.4K | Cap One QS Visa 14.6K | Cap One Buy Power 3K | Discover It 13K | Discover Miles 3K | BOA Cash Rewards WMC 15K | State Farm Visa 4K | US Bank Plat 3K | US Bank FlexPerks Select+ AMEX 9K | 2nd US Bank Plat 5K | Chase AARP 3.5K | FNBO Rewards 4.850K | Huntington Voice 6,250K | Huntington Voice Rewards 6K | Fidelity Visa Sig 7.5K | Target MC 4K | BB&T Bright 2K | BB&T Spectrum 6.5K | HSBC Gold 2K | Wal Mart MC 10K | Ebates Visa 10K | Ebay MC10K | Marvel MC 10K | Paypal Credit 2.250K | Scores 12/2017 EX749; TU763; EQ765
Message 14 of 27
Valued Contributor

Re: BB&T Bright Approved

I apped Friday night for a Spectrum (already have a Bright).. it went pending, and just got an approval email! No mention of the SL or APR though... my Bright is 2k - it’s gotta be better than that! Single EQ pull btw
Chasex3/PenFedx3/NFCUx2/BofA/BMO/AMEX x5(4 revolvers +Platinum)/CapOnex2/DCU/Blispay/Cabelas/BBVA/Fifth Third/Banco de Brazil/BB&T/HSBC/Atira/Commerce Bank/State Farm Visa........I have them all. Except Barclays. They suck. And Sync. They suck worse! And Citi,, because I Have 9,000 Inq.
In the 520-530 range in 12/2015.... Currently EQ747/TU758/EX744
NFCU & PenFed are my best friends!!

In 3/2016 I had a $1800 fully secured CapOne QS. And that was it.. Current CL $247,000 (plus my auto and RV loans)
Message 15 of 27
Super Contributor

Re: BB&T Bright Approved

I just noticed that my new account didn't show up on my online account. I called them and they said they didn't have an application from me. I sure got an approval email from them. I have to go in to a branch and let them investigate. Either give up the account or take th he inquiry off. Will update once I go to branch
EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 16 of 27
Super Contributor

Re: BB&T Bright Approved


fltireguy wrote:
I apped Friday night for a Spectrum (already have a Bright).. it went pending, and just got an approval email! No mention of the SL or APR though... my Bright is 2k - it’s gotta be better than that! Single EQ pull btw

Congrats.  My first BB%T card still sits at 2k.  Seems they won't do a cli on that card.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 17 of 27
Super Contributor

Re: BB&T Bright Approved

I went in to a branch and the branch manager called the credit card division and they said the account showed up yesterday and was mailed yesterday and should appear on my profile tonight.  We'll see.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 18 of 27
Super Contributor

Re: BB&T Bright Approved

Yeah, card showed online

 

 
Account Summary
Past Due Amount
$0.00
Account Status
Active
Last Activity Date
 
Cardholder Since
12/04/2017
Credit Limit
$6,500.00
Card Expiration Date
12/20
Cash Advance
Cash Advance Balance
$0.00
Cash Advance Limit
$1,300.00
Available for Advance
$0.00
EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 19 of 27
Valued Contributor

Re: BB&T Bright Approved


12njoy wrote:

Yeah, card showed online

 

 
Account Summary
Past Due Amount
$0.00
Account Status
Active
Last Activity Date
 
Cardholder Since
12/04/2017
Credit Limit
$6,500.00
Card Expiration Date
12/20
Cash Advance
Cash Advance Balance
$0.00
Cash Advance Limit
$1,300.00
Available for Advance
$0.00

Whew! That was a close one! Lol

Chase 65.5k-Bank of America17k-FNBO 41k-Banco de Popular 25k-Discover 8.7k-Synchrony 61.6k-Banco do Brazil 5k-Amex PRG-Capital One 53.1k-NFCU 73k-John Deere 10k-EECU 10k-Commerce 17k-Blispay 7.5k-Citi 20k-personal CL 390,950-AU 234,050
Message 20 of 27