After standing down for a couple of months from trying for this card i decided last weekend that i would go ahead and apply. Well there was no Slam Dunk like some results so i waited and called directly into BBVA on Monday and let an office CSR submit my application directly into their system and process. Wednesday got the approval email and today the actual card arrived in the mail.
I am thrilled to peaches with the end results. The SL is $11K with an APR after 6 months 0% promo of 13.25, even slightly lower then both my Diners club APR's of 13.99 respectively which are the lowest APR's i currently hold except the recently acquired 8% Ring Card.
For stats junkies like me i had exactly 10 INQ's at time of app within 1 year (6 within 6 months) on Experian. I do not count back any further when applying because FICO doesn't when calculating them into our scores. My EX FICO is totally unknown to me but i estimate somewhere from 680 up because it was FICO 699 about 60 days ago in Sept. I'll update when i find out myself. My overall total utility is always maintained from around 3%-5%. Highest current individual card percentage is 35% but usually <30%. Roughly 7 new accounts the past 90 days with 1 closed by consumer.
Awesome, congrats! Do these cards not come with chips? I should get mine this week, I'll be really surprised if not.
Nice job Magic! 