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Frequent Contributor
Posts: 359
Registered: ‎04-28-2012
0

BCE Approved with 9 months credit history!

OK I know I JUST posted about my HHonors CLI...and since I was feeling good about that I decided to app for the BCE for the heck of it since a denial would have just been a soft pull.  I was approved!!  This helps my AAOA a little bit since it will show on my credit report as my oldest card...since my Cap1 was opened in April 2012 and this will report as January 2012 :smileyhappy:

 

So thrilled!

TU: 752 (4/13/15) | EQ: 761 (1/18/15) | EX: 760 (1/18/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $8,500 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: BCE Approved with 9 months credit history!

Congrats
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
0

Re: BCE Approved with 9 months credit history!

I keep forgetting that Amex backdates! Congrats! I can't wait to get another account from them myself! Do you know what your limit, apr, and scores are? It helps other members gain insight into approval.

Good luck!:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
Posts: 134
Registered: ‎07-07-2011
0

Re: BCE Approved with 9 months credit history!

Nice! Congrats!


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Frequent Contributor
Posts: 359
Registered: ‎04-28-2012
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Re: BCE Approved with 9 months credit history!


youngandcreditwrthy wrote:
I keep forgetting that Amex backdates! Congrats! I can't wait to get another account from them myself! Do you know what your limit, apr, and scores are? It helps other members gain insight into approval.

Good luck!:-)

No, I don't know those yet.  I haven't called in to find out...maybe I'll do that Wednesday or Thursday.  I'm guessing $2000 and around 19-20% apr since that's what they gave me for the HHonors card a couple months ago.  My Experian was 709 when I got approved for HHonors but I've had 2 inq's since then so it's probably sitting at 700 now (703 on CreditSesame).

TU: 752 (4/13/15) | EQ: 761 (1/18/15) | EX: 760 (1/18/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $8,500 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)
Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
0

Re: BCE Approved with 9 months credit history!

That's awesome!! Your $5k Hilton is admirable! Your 3xcli would be $15,000!!!!!

O.O

My FICO on Exp is like 720-740 but my TU was 696 when I got my initial $3500 BCE!

Keep up the good work and HALT on the apping or what not until you get your 3xcli!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 359
Registered: ‎04-28-2012
0

Re: BCE Approved with 9 months credit history!


youngandcreditwrthy wrote:
That's awesome!! Your $5k Hilton is admirable! Your 3xcli would be $15,000!!!!!

O.O

My FICO on Exp is like 720-740 but my TU was 696 when I got my initial $3500 BCE!

Keep up the good work and HALT on the apping or what not until you get your 3xcli!!!!

Well it's 4k but I know what you're saying! BCE was my goal card for 2013 so getting it this early in the year is great.  My next goal is to convince Chase to CLI me this summer once my Amazon card hits 6 months!  I love my little Amazon card but the limit is pretty awful.  I'll be gardening for a while in order to increase my chances for that.

TU: 752 (4/13/15) | EQ: 761 (1/18/15) | EX: 760 (1/18/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $8,500 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)
Established Contributor
Posts: 797
Registered: ‎05-01-2012
0

Re: BCE Approved with 9 months credit history!

Congrats! Sounds like you are having some great luck with Amex.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: BCE Approved with 9 months credit history!

Nice going, Congrats! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Frequent Contributor
Posts: 297
Registered: ‎08-28-2012
0

Re: BCE Approved with 9 months credit history!

Congrats!

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards
FICO: TU 795 Last App: November 2012
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