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Contributor
Posts: 82
Registered: ‎05-14-2013
0

BF approved for Barclay

Just got the approval for the rewards mastercard for the BF for $1,000. Used the pre-approval link and got the congrats. We are working on boosting his own credit portfolio as his CS has hardly budged in a year. So this is where we are at:

 

NFCU flagship $8500

NFCU LOC $10k

applied for Lowes last night 7-10 day 

Barclaycard MC $1,000

 

essentially between the cards I have we are looking at ones that would benefit "our" combined portfolio as we are/will be AU on each others card. Thus the Lowes app. My other question would be the Sallie Mae Card.. Should we app that now with this approval for the rewards mc?

Equifax 720 (myfico 06/09/14 upgraded)
TU 730 (myfico 06/06/14), TU 730 (Walmart 06/03/14)
Experian 727 (myfico 06/06/14), Experian 712 (PLUS) 06/06/14

NFCU Flagship $17,500, Chase Slate $7,500, Citibank Simplicity $2,400, Capitol One QS $3,750, Walmart $3,000, Old Navy Store Card $3,000, Amazon Store Card $2,000, Target Red Card $1,000, Victoria Secret $1,070, Red Canoe Credit Union (my personal CCU) $2,000
Moderator
Posts: 22,539
Registered: ‎12-13-2013
0

Re: BF approved for Barclay


Jamielei24 wrote:

Just got the approval for the rewards mastercard for the BF for $1,000. Used the pre-approval link and got the congrats. We are working on boosting his own credit portfolio as his CS has hardly budged in a year. So this is where we are at:

 

NFCU flagship $8500

NFCU LOC $10k

applied for Lowes last night 7-10 day 

Barclaycard MC $1,000

 

essentially between the cards I have we are looking at ones that would benefit "our" combined portfolio as we are/will be AU on each others card. Thus the Lowes app. My other question would be the Sallie Mae Card.. Should we app that now with this approval for the rewards mc?


Grats on the card Smiley Happy  I think I would have apped for the SM over the rewards card, dont think Barclays will issue 2 cards back to back.


EX Fico 08 BC 08/15: 798 (-8); EX Fico 04 V2 06/14: 775
EQ Beacon 5.0 12/14 757
TU Fico 8 08/15: 761 (+6)
Senior Contributor
Posts: 10,107
Registered: ‎09-24-2013
0

Re: BF approved for Barclay

congrats

.
Super Contributor
Posts: 7,444
Registered: ‎10-03-2008
0

Re: BF approved for Barclay

Congrats!


Starting Score: 810 July 2014
Current Score: 838 TU 834 EQ 825 EX August 2015
Goal Score: 850


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Valued Contributor
Posts: 2,357
Registered: ‎02-18-2014
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Re: BF approved for Barclay

Congrats on his approval!

AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA BBR VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Barclaycard Ring MC - $15K | CP1 QS VS - $30K | CP1 Venture VS - $30K | Chase freedom VS - $5.5K | CSP VS - $25K | Chase Slate VS - $13.5K | Citi DC - $26K | Citi HD - $25K | Coldwater Creek MC - $15K | Discover it - $24.5K | FIA AMEX - $16K | Synchrony/HH Gregg - $4.5K | Synchrony/Lowes - $25K | LMCU PP VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Cash Rewards VP - $30K | PFCU Defender VS - $20K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $23.4K Last HP 28 Jul 15 - Gardening into 2016.
Valued Contributor
Posts: 2,425
Registered: ‎04-04-2013
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Re: BF approved for Barclay

[ Edited ]

Jamielei24 wrote:

Just got the approval for the rewards mastercard for the BF for $1,000. Used the pre-approval link and got the congrats. We are working on boosting his own credit portfolio as his CS has hardly budged in a year. So this is where we are at:

 

NFCU flagship $8500

NFCU LOC $10k

applied for Lowes last night 7-10 day 

Barclaycard MC $1,000

 

essentially between the cards I have we are looking at ones that would benefit "our" combined portfolio as we are/will be AU on each others card. Thus the Lowes app. My other question would be the Sallie Mae Card.. Should we app that now with this approval for the rewards mc?


Barclays loves me. They just gave me a Sallie Mae Mastercard with a $10,000 limit. Yet, they denied me for a Upromise.com card because of "Too many new accounts opened". This in spite of weekly email offers to apply for the Upromise.com card with 3X-4X larger than normal signup bonuses.

 

In denying me the Upromise.com card, they pulled a credit report from Equifax, and told me I was denied with my highest ever credit score: 749.

 

So, I'd say No, don't apply for another Barclay card for at least 3-4 months. And if you are concerned about a high starting limit, make that 6 months.


Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013
0

Re: BF approved for Barclay


Jamielei24 wrote:

Just got the approval for the rewards mastercard for the BF for $1,000. Used the pre-approval link and got the congrats. We are working on boosting his own credit portfolio as his CS has hardly budged in a year. So this is where we are at:

 

NFCU flagship $8500

NFCU LOC $10k

applied for Lowes last night 7-10 day 

Barclaycard MC $1,000

 

essentially between the cards I have we are looking at ones that would benefit "our" combined portfolio as we are/will be AU on each others card. Thus the Lowes app. My other question would be the Sallie Mae Card.. Should we app that now with this approval for the rewards mc?


Congrats on your approval Smiley Happy

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Moderator
Posts: 8,824
Registered: ‎01-15-2009
0

Re: BF approved for Barclay

Congrats! And I'd take themanwhocan's advice on the Barclay question. Smiley Wink
Contributor
Posts: 82
Registered: ‎05-14-2013
0

Re: BF approved for Barclay


gdale6 wrote:

Jamielei24 wrote:

Just got the approval for the rewards mastercard for the BF for $1,000. Used the pre-approval link and got the congrats. We are working on boosting his own credit portfolio as his CS has hardly budged in a year. So this is where we are at:

 

NFCU flagship $8500

NFCU LOC $10k

applied for Lowes last night 7-10 day 

Barclaycard MC $1,000

 

essentially between the cards I have we are looking at ones that would benefit "our" combined portfolio as we are/will be AU on each others card. Thus the Lowes app. My other question would be the Sallie Mae Card.. Should we app that now with this approval for the rewards mc?


Grats on the card Smiley Happy  I think I would have apped for the SM over the rewards card, dont think Barclays will issue 2 cards back to back.


Haha yes I agree but I shopping the prequal links .... Sallie Mae was an after thought . Dang! Lol 

Equifax 720 (myfico 06/09/14 upgraded)
TU 730 (myfico 06/06/14), TU 730 (Walmart 06/03/14)
Experian 727 (myfico 06/06/14), Experian 712 (PLUS) 06/06/14

NFCU Flagship $17,500, Chase Slate $7,500, Citibank Simplicity $2,400, Capitol One QS $3,750, Walmart $3,000, Old Navy Store Card $3,000, Amazon Store Card $2,000, Target Red Card $1,000, Victoria Secret $1,070, Red Canoe Credit Union (my personal CCU) $2,000
Contributor
Posts: 82
Registered: ‎05-14-2013
0

Re: BF approved for Barclay


Themanwhocan wrote:

Jamielei24 wrote:

Just got the approval for the rewards mastercard for the BF for $1,000. Used the pre-approval link and got the congrats. We are working on boosting his own credit portfolio as his CS has hardly budged in a year. So this is where we are at:

 

NFCU flagship $8500

NFCU LOC $10k

applied for Lowes last night 7-10 day 

Barclaycard MC $1,000

 

essentially between the cards I have we are looking at ones that would benefit "our" combined portfolio as we are/will be AU on each others card. Thus the Lowes app. My other question would be the Sallie Mae Card.. Should we app that now with this approval for the rewards mc?


Barclays loves me. They just gave me a Sallie Mae Mastercard with a $10,000 limit. Yet, they denied me for a Upromise.com card because of "Too many new accounts opened". This in spite of weekly email offers to apply for the Upromise.com card with 3X-4X larger than normal signup bonuses.

 

In denying me the Upromise.com card, they pulled a credit report from Equifax, and told me I was denied with my highest ever credit score: 749.

 

So, I'd say No, don't apply for another Barclay card for at least 3-4 months. And if you are concerned about a high starting limit, make that 6 months.


Thanks for the advice!!!! 

Equifax 720 (myfico 06/09/14 upgraded)
TU 730 (myfico 06/06/14), TU 730 (Walmart 06/03/14)
Experian 727 (myfico 06/06/14), Experian 712 (PLUS) 06/06/14

NFCU Flagship $17,500, Chase Slate $7,500, Citibank Simplicity $2,400, Capitol One QS $3,750, Walmart $3,000, Old Navy Store Card $3,000, Amazon Store Card $2,000, Target Red Card $1,000, Victoria Secret $1,070, Red Canoe Credit Union (my personal CCU) $2,000
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