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BF approved for Barclay

Contributor

BF approved for Barclay

Just got the approval for the rewards mastercard for the BF for $1,000. Used the pre-approval link and got the congrats. We are working on boosting his own credit portfolio as his CS has hardly budged in a year. So this is where we are at:

 

NFCU flagship $8500

NFCU LOC $10k

applied for Lowes last night 7-10 day 

Barclaycard MC $1,000

 

essentially between the cards I have we are looking at ones that would benefit "our" combined portfolio as we are/will be AU on each others card. Thus the Lowes app. My other question would be the Sallie Mae Card.. Should we app that now with this approval for the rewards mc?

Equifax 720 (myfico 06/09/14 upgraded)
TU 730 (myfico 06/06/14), TU 730 (Walmart 06/03/14)
Experian 727 (myfico 06/06/14), Experian 712 (PLUS) 06/06/14

NFCU Flagship $17,500, Chase Slate $7,500, Citibank Simplicity $2,400, Capitol One QS $3,750, Walmart $3,000, Old Navy Store Card $3,000, Amazon Store Card $2,000, Target Red Card $1,000, Victoria Secret $1,070, Red Canoe Credit Union (my personal CCU) $2,000
Message 1 of 11
10 REPLIES
Moderator

Re: BF approved for Barclay


Jamielei24 wrote:

Just got the approval for the rewards mastercard for the BF for $1,000. Used the pre-approval link and got the congrats. We are working on boosting his own credit portfolio as his CS has hardly budged in a year. So this is where we are at:

 

NFCU flagship $8500

NFCU LOC $10k

applied for Lowes last night 7-10 day 

Barclaycard MC $1,000

 

essentially between the cards I have we are looking at ones that would benefit "our" combined portfolio as we are/will be AU on each others card. Thus the Lowes app. My other question would be the Sallie Mae Card.. Should we app that now with this approval for the rewards mc?


Grats on the card Smiley Happy  I think I would have apped for the SM over the rewards card, dont think Barclays will issue 2 cards back to back.


"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 2 of 11
Senior Contributor

Re: BF approved for Barclay

congrats


Message 3 of 11
Super Contributor

Re: BF approved for Barclay

Congrats!
Starting Score: 829
Current Score: 830
Goal Score: 850


Take the myFICO Fitness Challenge
Message 4 of 11
Valued Contributor

Re: BF approved for Barclay

Congrats on his approval!

EX EQ TU
Score 819 833 838
INQs 12 8 8
Last INQ 17 Feb 18
Message 5 of 11
Senior Contributor

Re: BF approved for Barclay


Jamielei24 wrote:

Just got the approval for the rewards mastercard for the BF for $1,000. Used the pre-approval link and got the congrats. We are working on boosting his own credit portfolio as his CS has hardly budged in a year. So this is where we are at:

 

NFCU flagship $8500

NFCU LOC $10k

applied for Lowes last night 7-10 day 

Barclaycard MC $1,000

 

essentially between the cards I have we are looking at ones that would benefit "our" combined portfolio as we are/will be AU on each others card. Thus the Lowes app. My other question would be the Sallie Mae Card.. Should we app that now with this approval for the rewards mc?


Barclays loves me. They just gave me a Sallie Mae Mastercard with a $10,000 limit. Yet, they denied me for a Upromise.com card because of "Too many new accounts opened". This in spite of weekly email offers to apply for the Upromise.com card with 3X-4X larger than normal signup bonuses.

 

In denying me the Upromise.com card, they pulled a credit report from Equifax, and told me I was denied with my highest ever credit score: 749.

 

So, I'd say No, don't apply for another Barclay card for at least 3-4 months. And if you are concerned about a high starting limit, make that 6 months.





TU-8: 799 EX-8: 793 EQ-8: 763    EX-8 Bankcard: 818    
TU-9 Bankcard: 795 EQ-9: 821
   EX-98: 756 EQ-04: 755
Total $437,800
Message 6 of 11
Valued Contributor

Re: BF approved for Barclay


Jamielei24 wrote:

Just got the approval for the rewards mastercard for the BF for $1,000. Used the pre-approval link and got the congrats. We are working on boosting his own credit portfolio as his CS has hardly budged in a year. So this is where we are at:

 

NFCU flagship $8500

NFCU LOC $10k

applied for Lowes last night 7-10 day 

Barclaycard MC $1,000

 

essentially between the cards I have we are looking at ones that would benefit "our" combined portfolio as we are/will be AU on each others card. Thus the Lowes app. My other question would be the Sallie Mae Card.. Should we app that now with this approval for the rewards mc?


Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 7 of 11
Moderator

Re: BF approved for Barclay

Message 8 of 11
Contributor

Re: BF approved for Barclay


gdale6 wrote:

Jamielei24 wrote:

Just got the approval for the rewards mastercard for the BF for $1,000. Used the pre-approval link and got the congrats. We are working on boosting his own credit portfolio as his CS has hardly budged in a year. So this is where we are at:

 

NFCU flagship $8500

NFCU LOC $10k

applied for Lowes last night 7-10 day 

Barclaycard MC $1,000

 

essentially between the cards I have we are looking at ones that would benefit "our" combined portfolio as we are/will be AU on each others card. Thus the Lowes app. My other question would be the Sallie Mae Card.. Should we app that now with this approval for the rewards mc?


Grats on the card Smiley Happy  I think I would have apped for the SM over the rewards card, dont think Barclays will issue 2 cards back to back.


Haha yes I agree but I shopping the prequal links .... Sallie Mae was an after thought . Dang! Lol 

Equifax 720 (myfico 06/09/14 upgraded)
TU 730 (myfico 06/06/14), TU 730 (Walmart 06/03/14)
Experian 727 (myfico 06/06/14), Experian 712 (PLUS) 06/06/14

NFCU Flagship $17,500, Chase Slate $7,500, Citibank Simplicity $2,400, Capitol One QS $3,750, Walmart $3,000, Old Navy Store Card $3,000, Amazon Store Card $2,000, Target Red Card $1,000, Victoria Secret $1,070, Red Canoe Credit Union (my personal CCU) $2,000
Message 9 of 11
Contributor

Re: BF approved for Barclay


Themanwhocan wrote:

Jamielei24 wrote:

Just got the approval for the rewards mastercard for the BF for $1,000. Used the pre-approval link and got the congrats. We are working on boosting his own credit portfolio as his CS has hardly budged in a year. So this is where we are at:

 

NFCU flagship $8500

NFCU LOC $10k

applied for Lowes last night 7-10 day 

Barclaycard MC $1,000

 

essentially between the cards I have we are looking at ones that would benefit "our" combined portfolio as we are/will be AU on each others card. Thus the Lowes app. My other question would be the Sallie Mae Card.. Should we app that now with this approval for the rewards mc?


Barclays loves me. They just gave me a Sallie Mae Mastercard with a $10,000 limit. Yet, they denied me for a Upromise.com card because of "Too many new accounts opened". This in spite of weekly email offers to apply for the Upromise.com card with 3X-4X larger than normal signup bonuses.

 

In denying me the Upromise.com card, they pulled a credit report from Equifax, and told me I was denied with my highest ever credit score: 749.

 

So, I'd say No, don't apply for another Barclay card for at least 3-4 months. And if you are concerned about a high starting limit, make that 6 months.


Thanks for the advice!!!! 

Equifax 720 (myfico 06/09/14 upgraded)
TU 730 (myfico 06/06/14), TU 730 (Walmart 06/03/14)
Experian 727 (myfico 06/06/14), Experian 712 (PLUS) 06/06/14

NFCU Flagship $17,500, Chase Slate $7,500, Citibank Simplicity $2,400, Capitol One QS $3,750, Walmart $3,000, Old Navy Store Card $3,000, Amazon Store Card $2,000, Target Red Card $1,000, Victoria Secret $1,070, Red Canoe Credit Union (my personal CCU) $2,000
Message 10 of 11