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@Anonymous wrote:
That stinks!
I'm confused, what stinks?
@BrokaToe wrote:I just purchased a Droid x2 from eBay and went to check out. My PayPal account didn't have quite enough in it to fullfill the purchase so it was gonna have to pull some from my bank account. I didn't really want to do it that way and the BML "Please Apply" popup was flashing all in my face...lol
So I thought what the heck, I've been on somewhat of a mini spree lately so I thought I'd just go for it. I've been receiving at least 1 email a day offering, BML, Smart Connect, the MC. So I pulled the trigger and BAM, You're Approved popped up!
I finished my purchase and then went into the BML account and they gave me a Credit LIne of $474, don't know if this is really that good for BML but I'll take it. My purchase was only $73.95 so I guess they wanted me to have a little extra...lol
I also got this in my account:
This seems very cool, I'm still looking into it some more but there's a ton of stores that are part of this program. Has anyone had much experience with this lately?
Anyway, I'm pretty stoked about the hidden tradeline and I hear they pull EQ so that's good. I just got HPs on my EX and TU the other day for my new cards so EQ will get some luv too.
Congrats on your approval
You can have bothe BML and Smart Connect but you have to have 2 paypal accounts if you want the BML connected to paypal..
You could apply for a BML account on its own but wont be able to link it to same paypal account as your smart connect.
Does BML report monthly as a TL on the credit reports?
@sadiespapa wrote:Does BML report monthly as a TL on the credit reports?
From what I understand it does not. That's the best part of it I think, not everyone would agree, but to me I love that it's hidden. I hope it is still hidden since Comenity took over BML. Hopefully someone else will confirm that for certain.
It doesn't report as a TL, but they HP at account creation and SP the heck out of you.
I take the 6mo 0% offers and pay the balance over the interest free period. Then I start over with another offer. It's actually my largest TL ATM.
I read over one of the app invites paypal sends me every other day. I went ahead and applied.
Approved for $2K!
Now my largest open TL! The promotional 6-month financing is great, and so many places take BML/Paypal, so this will be pretty useful to me.
@sadiespapa wrote:I read over one of the app invites paypal sends me every other day. I went ahead and applied.
Approved for $2K!
Now my largest open TL! The promotional 6-month financing is great, and so many places take BML/Paypal, so this will be pretty useful to me.
Good deal, yah I hear they usually give larger starting lines if you just outright apply instead of doing it during a purchase. But I had stuff to buy, so I did it during checkout. My favorite part is that it doesn't show up on your credit report and is not factored into utilization!
Hah, I would think it'd be the other way around, honestly I figured it would be $250 limit since theres nothing in my 'cart.' But, maybe since I clicked their app invite in an email?
I had reservations at first about BML not reporting each month, because im in a rebuilding phase and I'd like to show the activity and payment history. But If I end up utilizing this for 6-month interest free financing, it probably is a good thing that they do not report! (Espcially from a utilization standpoint.)
Congrats to you BTW, OP!