My 10th statement for my BOA 99/500 card will cut tomorrow. I noticed this morning that the card unsecured and my 99.00 deposit was credited back in to my checking. I was really surprised to see that there was no cli to go with it. I assume it would have all been done at the same time? I called the backdoor number and spoke with a csr that told me how well I was handling my account but that I would have to take a hp if I wanted an increase. He also said if I no longer want to have an annual fee, I should apply for another card and then cancel this one. I don't want to do that because this is my oldest card. So what should I do? Should I call and speak with someone else? Should I wait and see if something shows up after my statement tomorrow? Or should I just request a cli? I would like the card to be at least 2,000.00. My credit has went from good to excellent over the past year so I am really surprised there was no auto.
Ok so I took up upon myself to hit the luv button and I requested 2000.00 and it was approved instantly!!!
I would've advised you to ask for 5k, but a 300% increase is not bad at all! Congratulations and welcome to the BofA class of 2013 alumni club!!!
I should have asked for more but I thought maybe I was pushing it by asking for 4x's what it was. Anybody know how often you can request cli's with boa?
I believe you may be eligible every 6 months, and Congrats on the increase!