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BOA Americard approval

New Member

BOA Americard approval

Applied from a mail offer. No prior relationship, wanted to get in with BOA and needed to do a 1500 BT. 

 

Approved $8,000  18 months 0%  on purchases and BT with no BT fees for the first 60 days then 12.99% 

 

7 inq on EX , 0 in the last 12 months.  9% util

FICO 9/17
TU 752 EXP 754 EQ 756
13 REPLIES
Super Contributor

Re: BOA Americard approval

Id say that more than meets your needsSmiley Happy Great jobSmiley Happy
Regular Contributor

Re: BOA Americard approval


065971 wrote:

Applied from a mail offer. No prior relationship, wanted to get in with BOA and needed to do a 1500 BT. 

 

Approved $8,000  18 months 0%  on purchases and BT with no BT fees for the first 60 days then 12.99% 

 

7 inq on EX , 0 in the last 12 months.  9% util


Hey, great job!  I just app'd for the Cash Rewards card yesterday and had considered this one first.  That's also a great APR.  

 

When was your last credit line opened, if you don't mind my asking?



EX 743 // TU 713 // EQ 715
Regular Contributor

Re: BOA Americard approval

Congrats! is 9% Utilization across all accounts total?

Total CL $101,850 w/PayPal Credit In the garden until 2019. Smiley Happy
New Member

Re: BOA Americard approval

Thanks ! Last account opened 9/16. Amex BCE that one started at $1000 and is currently at $25,000

FICO 9/17
TU 752 EXP 754 EQ 756
New Member

Re: BOA Americard approval

Yes 9% total. Highest individual is 12%:

FICO 9/17
TU 752 EXP 754 EQ 756
Established Contributor

Re: BOA Americard approval

Congratulations!


Gardening Through 01/31/18 - 11/04/17 F8 Scores EQ 736 TU 739 EX 736
Regular Contributor

Re: BOA Americard approval


065971 wrote:

Thanks ! Last account opened 9/16. Amex BCE that one started at $1000 and is currently at $25,000


Wow.  That's some killer growth.  

 



EX 743 // TU 713 // EQ 715
Super Contributor

Re: BOA Americard approval

Agree that APR is nice one right out of the gate. Some of us have to whittle that down over time.

 

As always BofA Really ROCKS!

 

Congrats! on the approval.

Regular Contributor

Re: BOA Americard approval

Congrats!  That is fantastic!