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I got an invitation in the mail for an 18 month balance transfer at 0% from BOA. I planned on going into the garden for a long time but I really wanted a good balance transfer card before I went to the garden. I recently applied for Citi and only got a $900 SL which is obviously a pointless SL for a balance transfer. So I really wasn't expecting to get anything better from BOA either but since this is going to be my last app for awhile I went for it. Got approved for $4000!!! I have all my credit card balances at 0% now. Off to the garden I go. Just paying everyone off by the end of the intro.
Not sure which credit report was pulled for them yet but my scores are below. Funny I'm not really a fan of BOA but I'll take the 18 free months..