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Established Contributor
Posts: 637
Registered: ‎09-18-2011
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BOA CLI success

 

It has been six months since I got my last CLI on BOA rewards visa card.  Currently at $3000

 

Decided to request a CLI online, and asked for $10,000   the system came back with an approval of $7,000.  (I am sure took a HP for it)

 

Called the backdoor number for recon, and visited with a very nice rep, she asked a few questions about employment info, salary, credit history etc. 

 

Then approved my request of $10,000 !!!!!!!!

 

I also asked if they could lower my APR and she agreed with that as well.  From 19.99 to 12.99!!!!!!!!!!!

 

I am very excited!!! 

 

Thanks for all the suggestions and help!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Posts: 27,206
Registered: ‎09-13-2012
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Re: BOA CLI success

Frequent Contributor
Posts: 305
Registered: ‎02-01-2013
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Re: BOA CLI success

Wow. Congrats!

How long have you had your account? I had to pull teeth to get them to decrease 20.99% to 19.99% to 17.99% with manager request.

What number did you call?
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
New Contributor
Posts: 106
Registered: ‎05-06-2013
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Re: BOA CLI success

Congrats! Great recon and definitely worth the HP!
Chase Sapphire Preferred $12k | Chase Freedom $7k | Chase United MileagePlus Explorer $15k | Chase Hyatt Visa $11.8k | Chase Amazon Visa $3k | Citi TY Premier $8.5k | Amex SPG $13.5k | Amex HHonors $5k | Discover IT $9k | BofA Cash Rewards $6k | BofA BB Rewards $2.7k | Banana Republic Visa $3k
Established Contributor
Posts: 637
Registered: ‎09-18-2011
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Re: BOA CLI success


09Lexie wrote:
Yes! Well done!

Thank you Lexie!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
Posts: 637
Registered: ‎09-18-2011
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Re: BOA CLI success


2011beginnings wrote:
Wow. Congrats!

How long have you had your account? I had to pull teeth to get them to decrease 20.99% to 19.99% to 17.99% with manager request.

What number did you call?

Thanks!

 

I think I have had the card since around sep/oct 2011.

 

I am surprised that they reduced the apr as well!

 

Number i called is listed in the the backdoor number thread: BofA: 800-718-6072

 

 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
Posts: 637
Registered: ‎09-18-2011
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Re: BOA CLI success


rkinnahan wrote:
Congrats! Great recon and definitely worth the HP!

Thank you rkinnahan!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,954
Registered: ‎01-24-2012
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Re: BOA CLI success

They seem to be the best with credit limit increases. The first increase I got was 5500 and the next was 7500; both hard inquiries, but worth it.

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: BOA CLI success


tennisfan78 wrote:

 

It has been six months since I got my last CLI on BOA rewards visa card.  Currently at $3000

 

Decided to request a CLI online, and asked for $10,000   the system came back with an approval of $7,000.  (I am sure took a HP for it)

 

Called the backdoor number for recon, and visited with a very nice rep, she asked a few questions about employment info, salary, credit history etc. 

 

Then approved my request of $10,000 !!!!!!!!

 

I also asked if they could lower my APR and she agreed with that as well.  From 19.99 to 12.99!!!!!!!!!!!

 

I am very excited!!! 

 

Thanks for all the suggestions and help!


Very nice!!!

 

CONGRATS!!!! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 637
Registered: ‎09-18-2011
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Re: BOA CLI success


navigatethis12 wrote:

They seem to be the best with credit limit increases. The first increase I got was 5500 and the next was 7500; both hard inquiries, but worth it.


Yeah agreed.  congrats on the clis to you


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
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