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Established Member
kyjd-2015
Posts: 21
Registered: ‎02-11-2013
0

BOA CLI!

So, I received my monthly call from BOA reminding me that I had 0% on BTs. I joked saying if you raised my limit above 1000 then I would love to transfer my balances. She laughed and said I could apply for a CLI. 3 glasses of wine later I was feeling brave. Filled out the form and asked for $3000 and got the 7-10 day message. I assumed declined. Logged in today and what do I find? My CL was increased from $1000 to $3000. I jut got the card in Febuary and the third statement has not cut. Pretty happy right now. :smileyhappy:
EQ-679 TU-721 EX-?

Citi Diamond Preferred ($1K) Cap One Venture ($2500) Discover IT ($4400) Chase Slate ($400) BofA Case Visa ($1000) CiTi AA ($2800)
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: BOA CLI!


kyjd-2015 wrote:
So, I received my monthly call from BOA reminding me that I had 0% on BTs. I joked saying if you raised my limit above 1000 then I would love to transfer my balances. She laughed and said I could apply for a CLI. 3 glasses of wine later I was feeling brave. Filled out the form and asked for $3000 and got the 7-10 day message. I assumed declined. Logged in today and what do I find? My CL was increased from $1000 to $3000. I jut got the card in Febuary and the third statement has not cut. Pretty happy right now. :smileyhappy:

Congrats

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


New Contributor
rkinnahan
Posts: 106
Registered: ‎05-06-2013
0

Re: BOA CLI!

Congrats! Liquid courage paid off!

Chase Sapphire Preferred $12k | Chase Freedom $7k | Chase United MileagePlus Explorer $15k | Chase Hyatt Visa $11.8k | Chase Amazon Visa $3k | Citi TY Premier $8.5k | Amex SPG $13.5k | Amex HHonors $5k | Discover IT $9k | BofA Cash Rewards $6k | BofA BB Rewards $2.7k | Banana Republic Visa $3k
Established Member
kyjd-2015
Posts: 21
Registered: ‎02-11-2013
0

Re: BOA CLI!

Indeed.
EQ-679 TU-721 EX-?

Citi Diamond Preferred ($1K) Cap One Venture ($2500) Discover IT ($4400) Chase Slate ($400) BofA Case Visa ($1000) CiTi AA ($2800)
Moderator
09Lexie
Posts: 26,609
Registered: ‎09-13-2012
0

Re: BOA CLI!

Valued Contributor
dodgerslv
Posts: 1,843
Registered: ‎06-16-2012
0

Re: BOA CLI!

Congrats! I recently sent a secured message to bofa this past weekend to see if i could get an increase on my BB MC for another balance transfer. Got the card in March with initial limit of 2000, asked for a CLI upon activation for a balance transfer and they bumped it to 4k. This time i was requestin a bump of 3k for a total limit of 7k. They asked for my information and they told me to contact a credit analyst on Monday. Well to my surprise i wasnt told that it would be a HP and got an alert from TU that they did one that same Monday. I called and asked the analyst that i wanted to make sure first if it would have to be a HP but there was no point now cuz it happened anyways. He asked me if i wanted to proceed with the request or wanted to cancel it. If i did he would then put in a request to remove the INQ from my report. I told since the deadline for 0% balance transfer transactions had just expired there was no point anymore. I didnt want to push my luck with them so told him that i would just wait until i had more history with the card.


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Regular Contributor
mr_postman
Posts: 179
Registered: ‎01-17-2008
0

Re: BOA CLI!

i did the same thing last night open the card 1-23-2013 initial limit 4K secured message did the balance transfer excuse raised it up to 12K max it out last month paid it off before statement cut this month secured message again asked for 20K got the usual 3-7 days log in today and they gave me 17K not bad so far no alert!

 

in my wallet

 

200k:smileymad:

Valued Contributor
dodgerslv
Posts: 1,843
Registered: ‎06-16-2012
0

Re: BOA CLI!


mr_postman wrote:

i did the same thing last night open the card 1-23-2013 initial limit 4K secured message did the balance transfer excuse raised it up to 12K max it out last month paid it off before statement cut this month secured message again asked for 20K got the usual 3-7 days log in today and they gave me 17K not bad so far no alert!

 

in my wallet

 

200k:smileymad:


did you ever contact an analyst?


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Regular Contributor
mr_postman
Posts: 179
Registered: ‎01-17-2008
0

Re: BOA CLI!


dodgerslv wrote:

mr_postman wrote:

i did the same thing last night open the card 1-23-2013 initial limit 4K secured message did the balance transfer excuse raised it up to 12K max it out last month paid it off before statement cut this month secured message again asked for 20K got the usual 3-7 days log in today and they gave me 17K not bad so far no alert!

 

in my wallet

 

200k:smileymad:


did you ever contact an analyst?


no everything was done through secure messaging 


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