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BP store card approved & BP Visa approved

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12njoy
Super Contributor

Re: BP store card approved & BP Visa approved

Thanks Irish80
(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 21 of 57
ddemari
Super Contributor

Re: BP store card approved & BP Visa approved

Same thing happening with my tu report although im softing my tu from multiple sites daily.
Message 22 of 57
joedtx
Valued Contributor

Re: BP store card approved & BP Visa approved

Is this card still a Chase product?

Message 23 of 57
Anonymous
Not applicable

Re: BP store card approved & BP Visa approved

Nope, owned by Synchrony Bank now
Message 24 of 57
CreditUnionFan
Valued Contributor

Re: BP store card approved & BP Visa approved

Congrats on having both the store card and the Visa!

 

Now that the cards are with Synchrony, the limits will grow over time. I think some of their rewards are based per-card, so having both the store and Visa means you will likely get some bonuses twice. Smiley Happy 

I was going to garden... Honest!
Message 25 of 57
Anonymous
Not applicable

Re: BP store card approved & BP Visa approved

Thats nice 12njoy,,, congrats on your approvals Smiley Wink

Message 26 of 57
12njoy
Super Contributor

Re: BP store card approved & BP Visa approved

Thanks credit union fan and Mia25 I'm going it will turn into 2 visa's.
(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 27 of 57
Anonymous
Not applicable

Re: BP store card approved & BP Visa approved

I wish these csr's would get it together. I called last week and got a cli on my store card. I asked the rep if it will ever be able to convert to a visa and they said no. I called a few days later and asked someone else. They said I will eventually get an offer to upgrade the bp card just like you can with the ON and WM. Then I asked if I could apply for the bp visa if I didn't want to wait. They told me no. If I have the store card now and then apply for the Visa, it will be an automatic denial. She offered to close the store card and I said no thanks. It's so frustrating!!
Message 28 of 57
myjourney
Super Contributor

Re: BP store card approved & BP Visa approved

WTG 12njoy 

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 29 of 57
12njoy
Super Contributor

Re: BP store card approved & BP Visa approved


@Anonymous wrote:
I wish these csr's would get it together. I called last week and got a cli on my store card. I asked the rep if it will ever be able to convert to a visa and they said no. I called a few days later and asked someone else. They said I will eventually get an offer to upgrade the bp card just like you can with the ON and WM. Then I asked if I could apply for the bp visa if I didn't want to wait. They told me no. If I have the store card now and then apply for the Visa, it will be an automatic denial. She offered to close the store card and I said no thanks. It's so frustrating!!

Well I can tell you the part about applying or shall I say not applying for the BP Visa when you have the BP store card is totally false.  I did it and got both now.  I think the BP store card conversion is false too but only time will tell on that one.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 30 of 57
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