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Bank of America CLI

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kymanicreditlady
Valued Member

Bank of America CLI

Hi all... I am so excited I got an increase with BOA after 5-7 decline online..  I started with BOA secured visa $ 500 January 2008 .. after it seems like eternity they switched it to un secured and gave me $1000 limit August of 2012 ( Automatically ) .. from 2008 to 2012 I called aver 6 months inquiring for increase.. sometimes they do a hard pull sometimes they do not  NEVER APPROVED ( Insufficient credit history )

October 2012 .. During hurricane Sandy I called and asked for another increase and they granted me one $ 1k  ( due to my location increases were being offered which prompted me to call) ..

August 2013 I applied for $ 1k increase and was denied .. Saturday I went ahead and completed the online increase again.. Got the 5-7 day message .. Waited until Monday afternoon.. Called the recon#  1.866.506.5068 that I found on this forum ( THANK YOU ).. got an Analyst .. she asked  " Why do you want an increase on your card " I replied .. " a cushion for the holidays,  to increase my utilization and all my other CC gave me an increase as well!! " .. She put me on hold for 7/8 minutes came back said her system needs to be re-booted she will forward my info to another analyst and transfer me to them. I politely advised her my break was over and she interrupted me and said no problem I will complete this when my computer reboots and you can call back and check your balance !! Called back checked my balance and was approved for the $ 2k limit bringing my total to $ 4k.. I worked hard for that limit !!

AA Executive 25k
Navy Fed 32k
Cap 1 Venture 15k
BCU 16 k

Cap 1 5500
Cap 1 5550
VS 3500
GAP 7500
Bloomies 7800
Spark 1600 Navy Fed24k Citi 18k
Message 1 of 7
6 REPLIES 6
myjourney
Super Contributor

Re: Bank of America CLI

Congrats on the CLI 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 7
lg8302ch
Senior Contributor

Re: Bank of America CLI

Congrats Smiley Happy
Message 3 of 7
coldnmn
Mega Contributor

Re: Bank of America CLI

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 7
yudeology101
Senior Contributor

Re: Bank of America CLI

Congrats!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 5 of 7
mnavas
Frequent Contributor

Re: Bank of America CLI

Congrats

Message 6 of 7
alvon123
Super Contributor

Re: Bank of America CLI

congrats!!! persistance pays off!!!


Message 7 of 7
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