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Bank of America Cash Rewards CLI

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2011beginnings
Frequent Contributor

Bank of America Cash Rewards CLI

Has anyone received an auto CLI from BofA? I've had the card since early 2011 and have yet to receive a CLI. Does utilization have anything to do with CLI? I am paying the card off completely next month and have held a balance from the beginning. I had 12 months 0% APR until December.
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 1 of 24
23 REPLIES 23
cableguy123
Regular Contributor

Re: Bank of America Cash Rewards CLI


@2011beginnings wrote:
Has anyone received an auto CLI from BofA? I've had the card since early 2011 and have yet to receive a CLI. Does utilization have anything to do with CLI? I am paying the card off completely next month and have held a balance from the beginning. I had 12 months 0% APR until December.

Yes i just asked for earlier today and they asked me how much i was looking for i said 10k and they approved it so i went from 5k to 10k

Message 2 of 24
2011beginnings
Frequent Contributor

Re: Bank of America Cash Rewards CLI

They asked you as in the form you fill out online or it was an auto?
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 3 of 24
cableguy123
Regular Contributor

Re: Bank of America Cash Rewards CLI


@2011beginnings wrote:
They asked you as in the form you fill out online or it was an auto?

had to fill out a form online i have had my card for over a year and no cli so i figured o well lets bit the bullet and it came back instant from what i hear most people get a message that says to call them!

Message 4 of 24
2011beginnings
Frequent Contributor

Re: Bank of America Cash Rewards CLI

Wow. Was your balance at 0 or what?
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 5 of 24
thom02099
Valued Contributor

Re: Bank of America Cash Rewards CLI


@2011beginnings wrote:
Has anyone received an auto CLI from BofA? I've had the card since early 2011 and have yet to receive a CLI. Does utilization have anything to do with CLI? I am paying the card off completely next month and have held a balance from the beginning. I had 12 months 0% APR until December.

Try the LUV button!  Got bumped up from $7500 to $10K automatically.  It was a HP. 

Message 6 of 24
2011beginnings
Frequent Contributor

Re: Bank of America Cash Rewards CLI

Was your balance at 0 or no?
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 7 of 24
cableguy123
Regular Contributor

Re: Bank of America Cash Rewards CLI


@2011beginnings wrote:
Wow. Was your balance at 0 or what?

no my balance is right at 500 but i always pif i am not sure if that means anything

Message 8 of 24
thom02099
Valued Contributor

Re: Bank of America Cash Rewards CLI


@2011beginnings wrote:
Was your balance at 0 or no?

My balance was zero at the time I requested it.  Had just pushed several hundred $$ through and PIF before the due date. 

Message 9 of 24
2011beginnings
Frequent Contributor

Re: Bank of America Cash Rewards CLI

I see. Next month I am paying it off completely. I will wait until it is paid to 0 before I request a CLI.
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 10 of 24
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