Banks CLI Generous for the Holiday Season !!!

tray · ‎11-09-2013

Hi everyone on a happier note today requested some cli's for the start of the holiday season coming up, on my Nordstrom Visa which I have never been able to get a cli always a denial even having this card since 2009 called this morning and FINALLY for the 1st time able to get a cli requested small 1,000 and it was granted, hopefully I broke the ice on this one for cli's will see what happens 6 months from now, this evening I called Macy's have not requested an increased quite a few years, as I heard store cards normally do not go over 5,000 I requested small 800.00 and it was granted. Maybe the words Holiday Shopping is doing the trick LOL !!! Good Luck to all...

Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800

myjourney · ‎11-09-2013

Congarts on the CLI

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Irisa · ‎11-09-2013

Congrats!

coldnmn · ‎11-09-2013

Congrats!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

09Lexie · ‎11-09-2013

Congratulations but with your scores you shouldn't have a problem exceeding $5000. Are you using the cc's?

Closing Credit Cards

The Definitive Amex 3X CLI Guide

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Creditaddict · ‎11-10-2013

@tray wrote:
Hi everyone on a happier note today requested some cli's for the start of the holiday season coming up, on my Nordstrom Visa which I have never been able to get a cli always a denial even having this card since 2009 called this morning and FINALLY for the 1st time able to get a cli requested small 1,000 and it was granted, hopefully I broke the ice on this one for cli's will see what happens 6 months from now, this evening I called Macy's have not requested an increased quite a few years, as I heard store cards normally do not go over 5,000 I requested small 800.00 and it was granted. Maybe the words Holiday Shopping is doing the trick LOL !!! Good Luck to all...

I use to have $10,700 on my Macy's Store.... they counter also... so next time request like double your current line, use to be little easier then now.

yudeology101 · ‎11-10-2013

Congrats!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
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Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)