Barclay Apple Visa PC Success!

hahayepyep · ‎04-21-2014

I got approved for Apple financing from Barclay last week ($2k, 22%APR). A few days later, I found a good deal on an open box and bought elsewhere. I wasn't very happy about taking the HP on a line that's high APR, no rewards with store specific promo interest, so I called to ask if I could PC. They offered me either their Rewards MC, or iTunes card. I took the Rewards MC.

I'd seen people here with mixed results on Barclay PC success, so I figured I'd share mine. They've been a dream to work with via phone so far.

My credit repair journey started in December 2013 with an EX of 568.
Oct 2014: 715EQ (myFICO)

Chase Sapphire Preferred Visa Sig: $7500

BigBS · ‎04-21-2014

Congrats on the success!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

gdale6 · ‎04-21-2014

Grats on the PC

-Wade- · ‎04-21-2014

@hahayepyep wrote:
I got approved for Apple financing from Barclay last week ($2k, 22%APR). A few days later, I found a good deal on an open box and bought elsewhere. I wasn't very happy about taking the HP on a line that's high APR, no rewards with store specific promo interest, so I called to ask if I could PC. They offered me either their Rewards MC, or iTunes card. I took the Rewards MC.

I'd seen people here with mixed results on Barclay PC success, so I figured I'd share mine. They've been a dream to work with via phone so far.

Congrats on your PC

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

CreditMagic7 · ‎04-21-2014

@hahayepyep wrote:
I got approved for Apple financing from Barclay last week ($2k, 22%APR). A few days later, I found a good deal on an open box and bought elsewhere. I wasn't very happy about taking the HP on a line that's high APR, no rewards with store specific promo interest, so I called to ask if I could PC. They offered me either their Rewards MC, or iTunes card. I took the Rewards MC.

I'd seen people here with mixed results on Barclay PC success, so I figured I'd share mine. They've been a dream to work with via phone so far.

Congrats! on both the open box buy and especially PC to Barclay's Reward MasterCard. Nice move

CardsLifeLine · ‎04-21-2014

Congratulations. .. they never allow me to do PC.. it is in my sock drawers now. They hate me and I do ...

USBank Cash+(14K)/Penfed Rewards Visa Sigg (25K)/ Penfed Promise card (5K)/ Penfed Amex Travel Rewards card(20K)/AMEX ZYNC (NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE FREEDOM(4K)/Chase Salte(12K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(3K)/Salie Mea (5K)/DISCOVER IT(7K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(400)– Total 31 Cards

coldnmn · ‎04-22-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17