No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Anonymous wrote:
@Anonymous wrote:
Congrats! As you use the card and build a performance track record with Barclays they are likely to keep increasing your credit limit.I have a question, would it help me to get cli in the future if I spend under 10% utilization? or go over up 50%. or it doesn't matter as long as i pay'em off monthly?
I'd say the more you spend the better, if you're paying it off. If you spend under 10% they would wonder why you'd need an increase...
Congrats! I can't wait for my Barclays card to get here so I can really put some usage on it and prove myself to them.
@kroberts67 wrote:
@Anonymous wrote:
@Anonymous wrote:
Congrats! As you use the card and build a performance track record with Barclays they are likely to keep increasing your credit limit.I have a question, would it help me to get cli in the future if I spend under 10% utilization? or go over up 50%. or it doesn't matter as long as i pay'em off monthly?
I'd say the more you spend the better, if you're paying it off. If you spend under 10% they would wonder why you'd need an increase...
I guess that's true, I guess I gotta put every purchase into this card then, at least until i get credit limit inrease
Congrats!!!!
Congratulations!!
Congratulations on your CLI on your Barclay Arrival CC! Continue Success in The World of Credit Cards!
CONGRATS!!! I thought Barclays was a HP too for a CLI???
@MissMoni223 wrote:CONGRATS!!! I thought Barclays was a HP too for a CLI???
surprisingly, yes it was HP, but the thing was, she never mentioned it was gonna be a hard pull. I thought she'd just use the file they already head (since I applied for the card last wednesday or something) nope, I got the credit tracker notification last night. oh well.... 5 hard pulls so far on trans union and 3 of them re from barclays. I'm not gonna worry about it too much since I won't be getting any loan or credit card in 2 years. but I wonder if I should apply for discover cli with hp all at the same time now?
@Anonymous wrote:
@MissMoni223 wrote:CONGRATS!!! I thought Barclays was a HP too for a CLI???
surprisingly, yes it was HP, but the thing was, she never mentioned it was gonna be a hard pull. I thought she'd just use the file they already head (since I applied for the card last wednesday or something) nope, I got the credit tracker notification last night. oh well.... 5 hard pulls so far on trans union and 3 of them re from barclays. I'm not gonna worry about it too much since I won't be getting any loan or credit card in 2 years. but I wonder if I should apply for discover cli with hp all at the same time now?
I only worry about TU when it comes to possible AA from Barclay. But if they see they're the ones pulling the report, I have to think they wouldn't look as disfavorably on that as they would if it was other creditors.
And as to other creditors, not sure I'd go for Discover for that reason... unless you don't care about Barclay CLD'ing right after?
Congratulations! Thanks for sharing!