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I've gotten one or two preapprovals on this card, which surprises me. I have the BK from 2008, and then hit another snag in 2011 when my husband was diagnosed with MS. Several credit cards were charged off and a few medical bills were sent to collections. I gave up on credit for a while and worked on cleaning up. I currently have no outstanding balances at all, but there are still a few zero balance chargeoffs and collections reporting that won't agree to GW deletions. I was approved for a $500CL QS1 in 8/14, and was able to get a CLI to $1000 via EO in 10/14. It is PIF and I let a small balance report. That, my student loans, and my auto loan (only reports to EQ) are the only open accounts, so I decided to pull the trigger on the Barclay app tonight. Instantly approved for $2000!!! I'm amazed at this approval! Any idea how fast this will report?
Congrats!
For me Barclays has been quick to report.
Hope all is well with your husband, I know how tough auto-immune disorders can be.
Congrats!
They usually start reporting as sson as they open your account, even before you get card.
Congratulations!
Barclays reported before I received my card as well. Which I thought was weird. MyFico alerted me that a new account had been added to my report. O_o
@StarraeAday1 wrote:I've gotten one or two preapprovals on this card, which surprises me. I have the BK from 2008, and then hit another snag in 2011 when my husband was diagnosed with MS. Several credit cards were charged off and a few medical bills were sent to collections. I gave up on credit for a while and worked on cleaning up. I currently have no outstanding balances at all, but there are still a few zero balance chargeoffs and collections reporting that won't agree to GW deletions. I was approved for a $500CL QS1 in 8/14, and was able to get a CLI to $1000 via EO in 10/14. It is PIF and I let a small balance report. That, my student loans, and my auto loan (only reports to EQ) are the only open accounts, so I decided to pull the trigger on the Barclay app tonight. Instantly approved for $2000!!! I'm amazed at this approval! Any idea how fast this will report?
Congratulations!
Keep both your credit and your body in top shape!
Congrats! Thanks for sharing.
Good Job, congrats on your approval
@StarraeAday1 wrote:I've gotten one or two preapprovals on this card, which surprises me. I have the BK from 2008, and then hit another snag in 2011 when my husband was diagnosed with MS. Several credit cards were charged off and a few medical bills were sent to collections. I gave up on credit for a while and worked on cleaning up. I currently have no outstanding balances at all, but there are still a few zero balance chargeoffs and collections reporting that won't agree to GW deletions. I was approved for a $500CL QS1 in 8/14, and was able to get a CLI to $1000 via EO in 10/14. It is PIF and I let a small balance report. That, my student loans, and my auto loan (only reports to EQ) are the only open accounts, so I decided to pull the trigger on the Barclay app tonight. Instantly approved for $2000!!! I'm amazed at this approval! Any idea how fast this will report?
Grats on your new Barclays card, I would expect it to be on file with EX tomorrow, when I opened my Sallie Mae earlier this year it was on file with Ex the next day and on file with the rest within 3 days.
Congratulations on your approval. As everyone else says they report fast. For me, within 3 days of approval (12/23/14) it was reported as 12/1/14. On top of that my 1st statement closes on 1/3/14 which gives me another month reported. That means two quick reported months b4 I even received my card.