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Barclay Sallie Mae 6+ month auto CLI!,

tag
Anomalous
Senior Contributor

Re: Barclay Sallie Mae 6+ month auto CLI!,


@DrMac210 wrote:

Received a letter in the mail today that after an account review, Barclay's gave me an auto CLI from $10K to $13K!!

 

 I was sitting at 30% utilization at the time due to settling an OLD private student loan, plus have added several additional accounts since the SM was approved in May.

 

Maybe Barclay's isn't so bad after all.......Smiley Happy


Congratulations!

Keep both your credit and your body in top shape!

Message 11 of 19
alvon123
Super Contributor

Re: Barclay Sallie Mae 6+ month auto CLI!,

congrats


Message 12 of 19
Gunnar419
Valued Contributor

Re: Barclay Sallie Mae 6+ month auto CLI!,

Yes, congrats! This is also one more piece of empirical evidence that Barclays likes balances. They just gave me a 50% auto CLI (from $8k to $12k) while I had 41% util on my Sallie Mae. Was below 6% util overall, but evidence (from the old "Let's put our heads together" thread) is that running balances with Barclays will earn you more and better CLIs than PIFing monthly.

 

ETA: My 41% util was from a BT. I wouldn't be running that kind of balance unless most of it was at zero %.

Message 13 of 19
Anonymous
Not applicable

Re: Barclay Sallie Mae 6+ month auto CLI!,

 
Message 14 of 19
Anonymous
Not applicable

Re: Barclay Sallie Mae 6+ month auto CLI!,

Congrats!! Im defenitely following the previous barclay's thread advice and have bt'd and am carrying a balance for the next 6 months so I can get the auto love too!

Message 15 of 19
Anonymous
Not applicable

Re: Barclay Sallie Mae 6+ month auto CLI!,

Congratulations on that auto luv! I am wanting some luv on my Sallie Mae as well when my 6th statement cuts.

 

The theory hear about carrying a balance with Barclays is pretty interesting though, albeit distressing since I never carry a balance on my Sallie Mae. In fact, I usually make a few payments throughout the month so my balance posts around $100-$150 (less than 10% utilization) on my statement, and then I immediately pay off in full the balance that reports. I wonder if I'm screwing myself out of some auto-luv. Still though, I hate paying interest. I'd rather PIF than pay interest on my balance, but it is still quite the moral dilemma.

Message 16 of 19
Anonymous
Not applicable

Re: Barclay Sallie Mae 6+ month auto CLI!,

Congratulations!

Message 17 of 19
creditFiend
Established Contributor

Re: Barclay Sallie Mae 6+ month auto CLI!,

Maybe I'll start receiving some luv from them in the upcoming months. I've had the rewards card since Feb.2014. Not ONE auto increase. Just approved for SM. So they're trying to like me! LOL
Congrats OP on your auto luv👍
Last app: 2/21/2016
Amex PRG (NPSL)| Amex Hilton Surpass ($17.6K)| Barclays Arrival WEM ($13K)| Barclays SM ($11K)| Capital One QS ($15K)
CareCredit (15.6K)| Chase CSP ($12K)| Chase Hyatt ($5K)| Chase FU VS ($7K)| Chase Ritz ($16.7K)| Citi DC ($2.4K)
Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 18 of 19
One7
Valued Contributor

Re: Barclay Sallie Mae 6+ month auto CLI!,

Congratulations on the increase, $3k is a lot of extra money for the holidays

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 19 of 19
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