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Barclay's usage results in a healthy auto-CLI!

Valued Contributor

Barclay's usage results in a healthy auto-CLI!

I mentioned in one of the other threads that I was expecting an auto-CLI from Barclay's anyday now. Well... that day was today! Just logged into my account for the forth or fift time today (not that I keep track of them or anything) and saw that my CL had jumped up by $3000. Went from $5500. to $8500.  I usually put $500. - $2000. on it most months and I've used the balance transfer checks once in awhile. I also make multiple payments each month. This month totalled close to $3k. I guess they do reward heavy usage. My increase history with them is -

 

Opened account - 8/20/12 - $1300. (reconned to $2000). - 5/2/13 - $3700. (auto-CLI) - 10/24/13 - $5500. (auto-CLI) - 4/24/14 - $8500.(auto-CLI)

 

The first increase was after 9 months, next one was after 5 months and then 6 months after that. 

 

If anyone has a long history with them, should this keep going or will the auto-increases stop at some point? 

 

Oh, and I was hoping to get to $7500. with this increase. Made my night! Smiley Happy 

Cap 1 - $23,000 / Lowe’s - $17,000 / Barclay Rewards - $15,000 / Capital 1 - $15,000 / Walmart - $15,000
Cap 1 - $12,000 / PenFed - $10,000 / JC Penney - $10,000 / Discover IT - $6000 / Barclay Apple Rewards - $5400
Merrick - $2400 - Total - $130,800

EQ - 745 / TU - 738 / EX - 740
Message 1 of 27
26 REPLIES
Senior Contributor

Re: Barclay's usage results in a healthy auto-CLI!

WTG very nicel! Congrats on your CLI, that's a great bump. Smiley Wink  You may want to put this info on MJ's active Barclays thread for data points:

 

http://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CC-let-s-put-our-heads-together/m-p/2297693/hig...

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 2 of 27
Super Contributor

Re: Barclay's usage results in a healthy auto-CLI!

Congrats!
Starting Score: 829
Current Score: 830
Goal Score: 850


Take the myFICO Fitness Challenge
Message 3 of 27
Regular Contributor

Re: Barclay's usage results in a healthy auto-CLI!

Nice job, I use the reward Mastercard all the time, so we will see if I do as well as you have next month when my first six months is up.

Message 4 of 27
Mega Contributor

Re: Barclay's usage results in a healthy auto-CLI!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $10k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 27
Senior Contributor

Re: Barclay's usage results in a healthy auto-CLI!

congrats


Message 6 of 27
Regular Contributor

Re: Barclay's usage results in a healthy auto-CLI!


masscredit wrote:

I mentioned in one of the other threads that I was expecting an auto-CLI from Barclay's anyday now. Well... that day was today! Just logged into my account for the forth or fift time today (not that I keep track of them or anything) and saw that my CL had jumped up by $3000. Went from $5500. to $8500.  I usually put $500. - $2000. on it most months and I've used the balance transfer checks once in awhile. I also make multiple payments each month. This month totalled close to $3k. I guess they do reward heavy usage. My increase history with them is -

 

Opened account - 8/20/12 - $1300. (reconned to $2000). - 5/2/13 - $3700. (auto-CLI) - 10/24/13 - $5500. (auto-CLI) - 4/24/14 - $8500.(auto-CLI)

 

The first increase was after 9 months, next one was after 5 months and then 6 months after that. 

 

If anyone has a long history with them, should this keep going or will the auto-increases stop at some point? 

 

Oh, and I was hoping to get to $7500. with this increase. Made my night! Smiley Happy 


Congratulations - My history is not very long - just over two years -  I have received an auto CLI on my cards every 6 months thus far. 

“We delight in the beauty of the butterfly, but rarely admit the changes it has gone through to achieve that beauty.”
― Maya Angelou
Message 7 of 27
Established Contributor

Re: Barclay's usage results in a healthy auto-CLI!

With that kind of usage you should think about PCing to a rewards card.

Message 8 of 27
Valued Contributor

Re: Barclay's usage results in a healthy auto-CLI!


DrZoiberg wrote:

With that kind of usage you should think about PCing to a rewards card.


I have a pile of "pre-selected" Rewards Card applications from Barclay's. I've been receiving one every week or two lately. Thinking about taking them up on their offer to see what I get.  I read something about them matching credit lines if a person has another one of their cards. Don't know if that is the case all of the time.

Cap 1 - $23,000 / Lowe’s - $17,000 / Barclay Rewards - $15,000 / Capital 1 - $15,000 / Walmart - $15,000
Cap 1 - $12,000 / PenFed - $10,000 / JC Penney - $10,000 / Discover IT - $6000 / Barclay Apple Rewards - $5400
Merrick - $2400 - Total - $130,800

EQ - 745 / TU - 738 / EX - 740
Message 9 of 27
Valued Contributor

Re: Barclay's usage results in a healthy auto-CLI!

Congrats on the CLI!

EX EQ TU
Score 819 833 838
INQs 12 8 8
Last INQ 17 Feb 18
Message 10 of 27