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Established Member
Posts: 1,856
Registered: ‎07-17-2012
0

Barclay's usage results in a healthy auto-CLI!

I mentioned in one of the other threads that I was expecting an auto-CLI from Barclay's anyday now. Well... that day was today! Just logged into my account for the forth or fift time today (not that I keep track of them or anything) and saw that my CL had jumped up by $3000. Went from $5500. to $8500.  I usually put $500. - $2000. on it most months and I've used the balance transfer checks once in awhile. I also make multiple payments each month. This month totalled close to $3k. I guess they do reward heavy usage. My increase history with them is -

 

Opened account - 8/20/12 - $1300. (reconned to $2000). - 5/2/13 - $3700. (auto-CLI) - 10/24/13 - $5500. (auto-CLI) - 4/24/14 - $8500.(auto-CLI)

 

The first increase was after 9 months, next one was after 5 months and then 6 months after that. 

 

If anyone has a long history with them, should this keep going or will the auto-increases stop at some point? 

 

Oh, and I was hoping to get to $7500. with this increase. Made my night! Smiley Happy 

Cap 1 Venture $15KCap 1 Venture One $13KCap 1 Quicksilver $12K“BarclayCap 1 Quicksilver $10KApple Rewards $4400Merrick $2200Lowes $17KWalmart $15KJC Penney $10K
|**$15000**|***$13000***|****$12000**|***$10500***|***$10000***|****$4400***|***$2000***|***$17000***|***$15000***|***$10000**|
EQ08 - 718 | TU08 - 729 | EX08 - 727 |
Senior Contributor
Posts: 4,669
Registered: ‎06-21-2012
0

Re: Barclay's usage results in a healthy auto-CLI!

WTG very nicel! Congrats on your CLI, that's a great bump. Smiley Wink  You may want to put this info on MJ's active Barclays thread for data points:

 

http://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CC-let-s-put-our-heads-together/m-p/2297693/hig...

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Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
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Frequent Contributor
Posts: 7,913
Registered: ‎10-03-2008
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Re: Barclay's usage results in a healthy auto-CLI!

Congrats!
Starting Score: 848
Current Score: 824
Goal Score: 850


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New Visitor
Posts: 150
Registered: ‎10-20-2013
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Re: Barclay's usage results in a healthy auto-CLI!

[ Edited ]

Nice job, I use the reward Mastercard all the time, so we will see if I do as well as you have next month when my first six months is up.

Visitor
Posts: 17,067
Registered: ‎08-08-2011
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Re: Barclay's usage results in a healthy auto-CLI!

Congrats! Thanks for sharing.

 

 

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Senior Contributor
Posts: 10,277
Registered: ‎09-24-2013
0

Re: Barclay's usage results in a healthy auto-CLI!

congrats

.
Contributor
Posts: 188
Registered: ‎04-13-2014
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Re: Barclay's usage results in a healthy auto-CLI!


masscredit wrote:

I mentioned in one of the other threads that I was expecting an auto-CLI from Barclay's anyday now. Well... that day was today! Just logged into my account for the forth or fift time today (not that I keep track of them or anything) and saw that my CL had jumped up by $3000. Went from $5500. to $8500.  I usually put $500. - $2000. on it most months and I've used the balance transfer checks once in awhile. I also make multiple payments each month. This month totalled close to $3k. I guess they do reward heavy usage. My increase history with them is -

 

Opened account - 8/20/12 - $1300. (reconned to $2000). - 5/2/13 - $3700. (auto-CLI) - 10/24/13 - $5500. (auto-CLI) - 4/24/14 - $8500.(auto-CLI)

 

The first increase was after 9 months, next one was after 5 months and then 6 months after that. 

 

If anyone has a long history with them, should this keep going or will the auto-increases stop at some point? 

 

Oh, and I was hoping to get to $7500. with this increase. Made my night! Smiley Happy 


Congratulations - My history is not very long - just over two years -  I have received an auto CLI on my cards every 6 months thus far. 

“We delight in the beauty of the butterfly, but rarely admit the changes it has gone through to achieve that beauty.”
― Maya Angelou
New Member
Posts: 902
Registered: ‎04-03-2014
0

Re: Barclay's usage results in a healthy auto-CLI!

With that kind of usage you should think about PCing to a rewards card.

Established Member
Posts: 1,856
Registered: ‎07-17-2012
0

Re: Barclay's usage results in a healthy auto-CLI!


DrZoiberg wrote:

With that kind of usage you should think about PCing to a rewards card.


I have a pile of "pre-selected" Rewards Card applications from Barclay's. I've been receiving one every week or two lately. Thinking about taking them up on their offer to see what I get.  I read something about them matching credit lines if a person has another one of their cards. Don't know if that is the case all of the time.

Cap 1 Venture $15KCap 1 Venture One $13KCap 1 Quicksilver $12K“BarclayCap 1 Quicksilver $10KApple Rewards $4400Merrick $2200Lowes $17KWalmart $15KJC Penney $10K
|**$15000**|***$13000***|****$12000**|***$10500***|***$10000***|****$4400***|***$2000***|***$17000***|***$15000***|***$10000**|
EQ08 - 718 | TU08 - 729 | EX08 - 727 |
New Contributor
Posts: 2,601
Registered: ‎02-18-2014
0

Re: Barclay's usage results in a healthy auto-CLI!

Congrats on the CLI!

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