Barclaycard $11.5k CLI - $40k Limit

[CreditCuriosity]

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@gatorlover wrote:

Congrats! I can't even fathom a CL that large.

I've always wondered with CLs this high -- if you try to swipe your card, say, at a dealership for a new car that costs $35k, would it just approve, no questions asked? Ignoring that this is probably a ludicrious idea unless you're gonna PIF, but assuming you wanna just charge a car to your card, then pay it in full the next cycle..can one do that?

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Yes it would approve.  Althoug might want to give Barclay's or any other lender a heads up a large charge is about to come their way.  Most likely they will approve it although might have some questions prior to doing so..Such as repayment plans, etc.

[gatorlover]

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@CreditCuriousity wrote:

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@gatorlover wrote:

Congrats! I can't even fathom a CL that large.

I've always wondered with CLs this high -- if you try to swipe your card, say, at a dealership for a new car that costs $35k, would it just approve, no questions asked? Ignoring that this is probably a ludicrious idea unless you're gonna PIF, but assuming you wanna just charge a car to your card, then pay it in full the next cycle..can one do that?

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Yes it would approve.  Althoug might want to give Barclay's or any other lender a heads up a large charge is about to come their way.  Most likely they will approve it although might have some questions prior to doing so..Such as repayment plans, etc.

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Thanks for the response. Makes sense! 

[Pway]

Congrats on the impressive CLI with Barclay.

[Anonymous]

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@revjamesl wrote:

I'm My Barclay Arrival+ increased from $28.5k to $40k. I asked for $50k and have made more than $70k in transfers with them over the past several years so I'm surprised it wasn't approved.

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You need to figure out a way to get $500 more dollars

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-I-m-going-to-ask-Barclays-for-a-40K-CL-UPDA...

I am kidding of course! Fantastic CL!

[Jerry45]

Wow! Congrats. you put  a lot of coin thru that card,  is it for business travel?