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My Barclaycard Apple Rewards card is 16 months old with a SL of $7,000.
Never received an auto CLI, but only ran $50-100 per month through it so I didn't expect one.
I decided today to initiate an online credit line increase.
Asked for $25,000 and it was approved.
A few data points:
1. Clean TransUnion report, 1 inquiry, FICO 8 score of 798, AAoA 3 years 7 months.
2. TransUnion report cannot be frozen, I had to do a global unfreeze so they can process the CLI request.
3. Representative asked why I wanted such a high credit line? My response, I will never allow a balance to appear on my credit report that's more than 9% of that cards total credit limit. So even with the 18 months at 0% interest promo on Apple products, a $7000 limit was not enough for me to buy anything other than an Apple Watch.
Big Congrats! Nice
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@msaigh wrote:My Barclaycard Apple Rewards card is 16 months old with a SL of $7,000.
Never received an auto CLI, but only ran $50-100 per month through it so I didn't expect one.
I decided today to initiate an online credit line increase.
Asked for $25,000 and it was approved.
A few data points:
1. Clean TransUnion report, 1 inquiry, FICO 8 score of 798, AAoA 3 years 7 months.
2. TransUnion report cannot be frozen, I had to do a global unfreeze so they can process the CLI request.
3. Representative asked why I wanted such a high credit line? My response, I will never allow a balance to appear on my credit report that's more than 9% of that cards total credit limit. So even with the 18 months at 0% interest promo on Apple products, a $7000 limit was not enough for me to buy anything other than an Apple Watch.
Congratulations On Your Approval!...Thanks For Sharing.
Congrats to you !!!
Super congrats! Aweosme limit for Apple!