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Barclaycard Arrival Approval!

Valued Contributor
74.71.118.250

Barclaycard Arrival Approval!

I just applied with the 40,000 miles offer and was instantly approved. They pulled TU. Now I'm semi-regretting it. I don't need it and now wonder how bad it will drop my score. I considered closing but expect they will report the acct and it might be a battle to have them delete it. I should be happy but feeling annoyed that I applied. Anyway I did get 14.99% APR, which is high.

 

CHECK APPLICATION STATUS

              Congratulations! On 04/03/2013 you were approved for the             Barclaycard Arrival MasterCard                                                with a Revolving Credit Line of            $25,000.00                                     
Message 1 of 28
27 REPLIES
Frequent Contributor
74.71.118.250

Re: Barclaycard Arrival Approval!

I'm not sure whether to say congrats or not, but that's a nice CL!
WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Message 2 of 28
Moderator Emerita
74.71.118.250

Re: Barclaycard Arrival Approval!

Message 3 of 28
Valued Contributor
74.71.118.250

Re: Barclaycard Arrival Approval!


mxp114 wrote:

I just applied with the 40,000 miles offer and was instantly approved. They pulled TU. Now I'm semi-regretting it. I don't need it and now wonder how bad it will drop my score. I considered closing but expect they will report the acct and it might be a battle to have them delete it. I should be happy but feeling annoyed that I applied. Anyway I did get 14.99% APR, which is high.

 

CHECK APPLICATION STATUS

              Congratulations! On 04/03/2013 you were approved for the             Barclaycard Arrival MasterCard                                                with a Revolving Credit Line of            $25,000.00                                     

mxp, plan on applying for a loan in the next 6-12 months? If not, then CONGRATS, enjoy your 40,000 miles, and enjoy that $25,000 limit! It's right up there with your other limits Smiley Happy remember, score drops are only temporary! It'll shoot right back up in no time!


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 4 of 28
Valued Contributor
74.71.118.250

Re: Barclaycard Arrival Approval!

Talking of other limits,  mxp, what is special about the HSBC card with $1.5K?  Looks out of place with the other cards!

Message 5 of 28
Valued Contributor
74.71.118.250

Re: Barclaycard Arrival Approval!


daybreakgonesXe wrote:

mxp, plan on applying for a loan in the next 6-12 months? If not, then CONGRATS, enjoy your 40,000 miles, and enjoy that $25,000 limit! It's right up there with your other limits Smiley Happy remember, score drops are only temporary! It'll shoot right back up in no time!


Thanks, I just regret it now but I guess I better enjoy it since closing is not truly an option. I do want one other card, the United Explorer so might just app for that today or soon.

 


bs6054 wrote:

Talking of other limits,  mxp, what is special about the HSBC card with $1.5K?  Looks out of place with the other cards!


It's one of my oldest cards I have so have kept it. It doesn't grow, the last time was a $200 increase a few months ago. Still waiting for EO to decide on CLI.

Message 6 of 28
Established Contributor
74.71.118.250

Re: Barclaycard Arrival Approval!

I'd be ecstatic with that CL lol
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 7 of 28
Valued Contributor
74.71.118.250

Re: Barclaycard Arrival Approval!


mxp114 wrote:

bs6054 wrote:

Talking of other limits,  mxp, what is special about the HSBC card with $1.5K?  Looks out of place with the other cards!


It's one of my oldest cards I have so have kept it. It doesn't grow, the last time was a $200 increase a few months ago. Still waiting for EO to decide on CLI.


They would be hard pressed to come up with a realistic reason to not increase it!

Starting a whole new chapter
Message 8 of 28
Valued Contributor
74.71.118.250

Re: Barclaycard Arrival Approval!

congrats! that's one nice cl! Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 9 of 28
Valued Contributor
74.71.118.250

Re: Barclaycard Arrival Approval!

That's a great CL, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 10 of 28