myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Barclays Arrival (2x) and Discover Auto CLI !! :)

tag
Get Access Now
askme3012
New Contributor
‎07-06-2014 10:56 PM
‎07-06-2014 10:56 PM

Barclays Arrival (2x) and Discover Auto CLI !! :)

Hi All! 

 

Received an auto CLI from Barclays and Discover after the 6th Statement. Discover gave an increase of 250$ taking my CL to $3250 from previous of $3K while on the other hand Barclays doubled my CL from $2K to $4K . 

 

Moderate to heavy usage on Barclays and Low usage on Discover.

 

Scores in signature and AAoA is 6.5 months. Just got my Chase Freedom last month.

US Bank Cash+ $18.9K || Discover IT $29.3K || Barclays Arrival $6K || AMEX BCE $50K || Chase Freedom $7K || First Tech CU $12K ||First Tech CU $25K || CSP $25K || BofA Cash Rewards $12K || Citi TYP $12K || IHG Rewards $15K
Starting Score: All CRAs : Started from scratch
Current Score: TU 821 , EQ 816 (Credit Karma) EX FICO 798
Goal Score: All CRAs : 800+



Message 1 of 10
0 Kudos
9 REPLIES 9
myjourney
Super Contributor
‎07-06-2014 10:57 PM
‎07-06-2014 10:57 PM

Re: Barclays Arrival (2x) and Discover Auto CLI !! :)

Congrats X2

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 10
0 Kudos
Tony275
Valued Contributor
‎07-06-2014 11:09 PM
‎07-06-2014 11:09 PM

Re: Barclays Arrival (2x) and Discover Auto CLI !! :)

Nice bump on that Barclay card!
Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685
Current Score: TU08: 757 | EQ04/08: 757/758 | EX08: 761
Goal Score: 800 across the board

Total Credit Line - $186,050 | Utilization - 16.8%
Message 3 of 10
0 Kudos
Anonymous
Not applicable
‎07-07-2014 12:05 AM
‎07-07-2014 12:05 AM

Re: Barclays Arrival (2x) and Discover Auto CLI !! :)

Congrats!
Message 4 of 10
0 Kudos
coldnmn
Mega Contributor
‎07-07-2014 04:12 AM
‎07-07-2014 04:12 AM

Re: Barclays Arrival (2x) and Discover Auto CLI !! :)

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 10
0 Kudos
BigBS
Senior Contributor
‎07-07-2014 04:39 AM
‎07-07-2014 04:39 AM

Re: Barclays Arrival (2x) and Discover Auto CLI !! :)

Congrats for both!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 6 of 10
0 Kudos
alvon123
Super Contributor
‎07-07-2014 05:07 AM
‎07-07-2014 05:07 AM

Re: Barclays Arrival (2x) and Discover Auto CLI !! :)

congrats


Message 7 of 10
0 Kudos
isoldmyatlas
Frequent Contributor
‎07-07-2014 06:33 AM
‎07-07-2014 06:33 AM

Re: Barclays Arrival (2x) and Discover Auto CLI !! :)

You have a great portfolio so far! Congrats! How long ago did you start building credit?

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)
Message 8 of 10
0 Kudos
askme3012
New Contributor
‎07-07-2014 10:25 AM
‎07-07-2014 10:25 AM

Re: Barclays Arrival (2x) and Discover Auto CLI !! :)

 

@isoldmyatlas wrote:

You have a great portfolio so far! Congrats! How long ago did you start building credit?

thanks! Smiley Happy My oldest card is 14 months old. 

US Bank Cash+ $18.9K || Discover IT $29.3K || Barclays Arrival $6K || AMEX BCE $50K || Chase Freedom $7K || First Tech CU $12K ||First Tech CU $25K || CSP $25K || BofA Cash Rewards $12K || Citi TYP $12K || IHG Rewards $15K
Starting Score: All CRAs : Started from scratch
Current Score: TU 821 , EQ 816 (Credit Karma) EX FICO 798
Goal Score: All CRAs : 800+



Message 9 of 10
0 Kudos
gdale6
Moderator Emeritus
‎07-07-2014 04:09 PM
‎07-07-2014 04:09 PM

Re: Barclays Arrival (2x) and Discover Auto CLI !! :)

@askme3012 wrote:

Hi All! 

 

Received an auto CLI from Barclays and Discover after the 6th Statement. Discover gave an increase of 250$ taking my CL to $3250 from previous of $3K while on the other hand Barclays doubled my CL from $2K to $4K . 

 

Moderate to heavy usage on Barclays and Low usage on Discover.

 

Scores in signature and AAoA is 6.5 months. Just got my Chase Freedom last month.

Grats Smiley Happy

Message 10 of 10
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.