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Barclays Cash Forward--APPROVED!!!

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ohreally7654
Established Contributor

Barclays Cash Forward--APPROVED!!!

Very similar to my post on my Saks approval yesterday, this is another '3rd time's the charm'!!! Only, the last 2 times I apped for a Barclay card, it was just for the Rewards Card. My last denial from them was in January of this year. Since that time, I've had my one and only collection removed and decreased my utilization quite a bit.  According to my Walmart Fico 8 Score (updated as of 4/12/16), my TU is now at 666 (evil number! LOL!).  I have a lot of inquiries (30) and several new accounts, so as soon as I hit that submit button, I was waiting for the computer to just start laughing at me for even trying! Smiley Very Happy  But, NOPE! Approved for $2K!

 

Once again, I truly have the MyFico community to thank for the progress I've made in rebuilding over these last several months. Thank you all SO much for continuing to take the time to educate virtual strangers.  Seeing my credit finally rebound has been such a weight lifted!

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $22K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $25K | Bloomies Amex $25K| West Elm $12.4K | PP Credit (Comenity) $4.4K
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Barclays Cash Forward--APPROVED!!!

Congrats!!

Message 2 of 10
ohreally7654
Established Contributor

Re: Barclays Cash Forward--APPROVED!!!

Thanks so much, JustMe3!!

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $22K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $25K | Bloomies Amex $25K| West Elm $12.4K | PP Credit (Comenity) $4.4K
Message 3 of 10
Anonymous
Not applicable

Re: Barclays Cash Forward--APPROVED!!!


@ohreally7654 wrote:

Thanks so much, JustMe3!!


You're welcome - enjoy the new card!

Message 4 of 10
Anonymous
Not applicable

Re: Barclays Cash Forward--APPROVED!!!

Congratulations!

Message 5 of 10
alextercero
Super Contributor

Re: Barclays Cash Forward--APPROVED!!!

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 6 of 10
Anonymous
Not applicable

Re: Barclays Cash Forward--APPROVED!!!

Congratulations on your new Barclaycard! Smiley Happy

Message 7 of 10
Anonymous
Not applicable

Re: Barclays Cash Forward--APPROVED!!!

Congrats!

 

Treat it well and you might just get an auto cli in 6 months!

Message 8 of 10
CreditMagic7
Mega Contributor

Re: Barclays Cash Forward--APPROVED!!!

Congrats!

Message 9 of 10
ohreally7654
Established Contributor

Re: Barclays Cash Forward--APPROVED!!!

Thank you, all, I really appreciate the congratulations! I'm excited to finally be in with Barclays though admittedly a little nervous given the mixed reviews I've read. It seems like they either love you or they hate you! Lol! I've been trying to absorb as much knowledge about them as I can, to ensure any future credit activity doesn't find me in trouble with them! I will continue to see my UTI shrink over the coming months so that's not an issue. But I plan on trying to add the Amex Delta and Marvel card to my Arsenal in the next few months. Not wanting to spook them with too much new credit! 

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $22K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $25K | Bloomies Amex $25K| West Elm $12.4K | PP Credit (Comenity) $4.4K
Message 10 of 10
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