I've had my eyes on the Lufthansa Miles & More card for many, many months but stopped myself from applying because of internet chatter about Barclays being sensitive to new accounts and inquiries. I'm annoyed with United Mileage Plus and I'm switching to Lufthansa so what the heck, I applied last night and was surprised with the results!
Instant approval of $16,000
Pulled TU
1% Util
Length of history: 2 years, 3 months
Have 2 inquiries within last 6 months, 5 within 12 months (total of 7 inquiries when I applied, not counting Barclays)
3 new accounts opened in last 6 months
Not sure of scores by 778 FAKO on CreditKarma, 763 FAKO on AX Creditsecure
The interest rate however is 24.99% which I thought was rather ridiculous.... but I PIF so I guess this doesn't matter.
I just hope Barclays wont go crazy later...
FICO: 714 (EQ) 11/08/2013
Creditsecure FAKO: 744 (TU) | 744 (EX) 11/08/2013; CreditKarma FAKO: 781 (TU) 11/09/2013
Wells Fargo ($15K) 11/11 | Amex Zync 06/12 | Discover ($15K) 06/12 | Associated Bank ($11K) 06/12 | DCU ($8K) 07/12 | Amex Blue Cash ($16K) 12/12 | Amex Platinum 11/12 | BofA Cash Rewards ($20K) 08/13 | Chase Sapphire Preferred ($54,000) 11/13 | Citi AAdvantage ($15K) 1/14 | Lufthansa MC ($16K) 01/14 | Citi Exec AA ($20K) 02/14
Starting Score: 639 (Walmart TU)
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k