cancel
Showing results for 
Search instead for 
Did you mean: 

Best Buy-Cap1 CLI

Frequent Contributor

Best Buy-Cap1 CLI

One day short of the one year mark .. hit the "luv button" and instant CLI from 1800 to 2700. (presently carrying a $900 balance) Better than expected thought I might get a measly 100 since Cap 1 took over.... pleasantly surprised Smiley Happy

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
5 REPLIES
New Contributor

Re: Best Buy-Cap1 CLI

Any idea if that's a hard or soft pull when you hit that love button?

TU FICO 2/14: 701
Frequent Contributor

Re: Best Buy-Cap1 CLI

Everything I understand from this forum and my personal experience is taht it is a soft pull only. It never asked for permission to access my cr's and that seems to be the general consensus around here ..

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Valued Contributor

Re: Best Buy-Cap1 CLI

Nice going, Congats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
New Contributor

Re: Best Buy-Cap1 CLI

How long do you have to have the card before the luv button shows up?

 

I do not see that option when I log into my account. I have had the card for 3 months.

Highlighted
Senior Contributor

Re: Best Buy-Cap1 CLI

Thats great!! currently my dad has requested a cli but has had a no go because his UTL is extremely HIGH so until then we shall see. but congrats on your CLI

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017