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Best Buy-Cap1 CLI

Frequent Contributor

Best Buy-Cap1 CLI

One day short of the one year mark .. hit the "luv button" and instant CLI from 1800 to 2700. (presently carrying a $900 balance) Better than expected thought I might get a measly 100 since Cap 1 took over.... pleasantly surprised Smiley Happy

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Message 1 of 6
5 REPLIES
New Contributor

Re: Best Buy-Cap1 CLI

Any idea if that's a hard or soft pull when you hit that love button?

TU FICO 2/14: 701
Message 2 of 6
Frequent Contributor

Re: Best Buy-Cap1 CLI

Everything I understand from this forum and my personal experience is taht it is a soft pull only. It never asked for permission to access my cr's and that seems to be the general consensus around here ..

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Message 3 of 6
Valued Contributor

Re: Best Buy-Cap1 CLI

Nice going, Congats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 4 of 6
New Contributor

Re: Best Buy-Cap1 CLI

How long do you have to have the card before the luv button shows up?

 

I do not see that option when I log into my account. I have had the card for 3 months.

Message 5 of 6
Senior Contributor

Re: Best Buy-Cap1 CLI

Thats great!! currently my dad has requested a cli but has had a no go because his UTL is extremely HIGH so until then we shall see. but congrats on your CLI

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