Bill Me Later CLI

[Kenny]

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@Creditaddict wrote:

Well I guess if you just keep shopping it might just up it a little bit more

Current Balance:
$1,003.70

Available Credit:
at least $207.30

If my math isn't off that looks like more than $1174!!!

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Congratulations on your CLI! Thanks for sharing. lol

[Anonymous]

$1,839 Bill Me Later (it's now called PayPal Credit) credit line that I have currently.

I started at $500 CL and just kept spending on it, which is what gets your limits higher. Not by calling a UW to get a CLI. Since BML/PPC doesn't show up on any credit reports (not the actual CL or the balance which is awesome, it's what I call "ghost or phantom credit") you can keep it maxed out and keep trying to buy stuff to raise your CL til they cut you off. I'm at the cutoff now, because my EQ score sucks and there first hard pull when you sign up here in Texas is on EQ. Of course this goes without saying that you buy stuff that you need (my stuff was major SUV parts and accessories mostly) and pay your payments on time. 

I'm trying to see who has the highest BML/PayPal Credit CL (not the PayPal Mastercard they have which fyi highest line on that is $35,000, just PayPal card only) out there on this forum and CreditBoards. Highest I've seen so far is $4,500.

[danmfe]

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@Anonymous wrote:

$1,839 Bill Me Later (it's now called PayPal Credit) credit line that I have currently.

I started at $500 CL and just kept spending on it, which is what gets your limits higher. Not by calling a UW to get a CLI. Since BML/PPC doesn't show up on any credit reports (not the actual CL or the balance which is awesome, it's what I call "ghost or phantom credit") you can keep it maxed out and keep trying to buy stuff to raise your CL til they cut you off. I'm at the cutoff now, because my EQ score sucks and there first hard pull when you sign up here in Texas is on EQ. Of course this goes without saying that you buy stuff that you need (my stuff was major SUV parts and accessories mostly) and pay your payments on time. 

I'm trying to see who has the highest BML/PayPal Credit CL (not the PayPal Mastercard they have which fyi highest line on that is $35,000, just PayPal card only) out there on this forum and CreditBoards. Highest I've seen so far is $4,500.

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My Paypal Credit limit is $5645, which I proudly have $30.45 available.    Been at this limit for about a year and every attempt to increase is a no-go. 

Current balance

$5,614.55

Available credit

$30.45

Credit line

$5,645.00

[Anonymous]

@danmfe Your my new BML/PPC idol.

Now I know $5,645 CL with them is possible! Or as Jim Carey says in Dumb and Dumber, "so your saying there's a chance!"

[danmfe]

@creditluv-  Wait until the holidays.  I was at about $4300 CL at Christmas time and was rewarded my new total CL with all my many Ebay purchases in December.  Hoping to try it myself again this year!  

[Anonymous]

That's right baby double down hard and always split 9's!

[danmfe]

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@Anonymous wrote:

That's right baby double down hard and always split 9's!

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ALWAYS!    Lets just hope that my first attempt of $31 isn't DENIED!  Figure I can get the 55 cent increase, right?  

[Anonymous]

Fingers crossed! 

[Creditaddict]

UPDATE: New CL $2088 it looks like after the dust settled on the purchase I made a couple weeks ago that I didn't think would go through but ended up going through!

[FinStar]

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@Creditaddict wrote:

UPDATE: New CL $2088 it looks like after the dust settled on the purchase I made a couple weeks ago that I didn't think would go through but ended up going through!

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Awesome! I think your instincts were right all along, nice CLI CreditAddict