Credit Card Center Advertiser Disclosure†
08-12-2017 08:41 PM
Very mixed reviews on the card. I'd do some searching and read through some old threads. The biggest pros you read about are of course the special financing and the 2% back on everything. The common cons are inability to set up auto pay, poor customer service, inability to verify identity on apps, inability to ever receive a CLI, etc.
I got my card last summer but due to a small SL relative to my other cards, I've almost never used it. The few times I've wanted to make a big/major purchase and take advantage of the special financing, the limit has either been too low or I would have to essentially max out the card to make it happen, something I wasn't comfortable with. It's been in my SD for a long time now and only sees a swipe here and there to keep it alive.
If Blispay does eventually get around to considering CLIs, I'd defnitely take one from them and then likely use their product a lot more. It really would be a win-win, so hopefully in time they think about this.
08-12-2017 09:31 PM
My last baddie falls off EX in March. Ill apply then cause you dont get a chance to CLI it (yet)
08-12-2017 10:59 PM
I'd like to believe "yet" is a possibility, but since Blispay has been around for almost 1.5 years now without a single reported CLI (auto or request) I'm starting to think that it's never going to happen. When I spoke with the CEO last year, he indicated to me that he knew that CLIs were going to have to happen to stay competitive, but he didn't indicate any sort of time frame on that. I would figure that ~1.5 years would be sufficient, but what do I know.
08-12-2017 11:09 PM
Y'all girls were saying this card would not last 6 months.
And day it still iz.
How is someone supposed to survive if no one pays any interests?
Who pays for anything above $5,000 with the intent to take 6 months to pay in full? This ain't no down payment on a car.
Blispay has been a great card. Transfer your balances to Synchrony or Comenity if you don't like it. Duh.
08-13-2017 12:52 PM
Hey everyone, it's been a while since I have been on. I was approved for 10k and I wanted to know what other people's experience has been with this card. Thanks
congrats on a useable limit!
They denied me last year pretending to be unable to verify my identity, then approved me this year for a useless 2k limit, so I have and will never use the card.
At the time of approval my EX was 748, util around 2% if I recall, and zero negative history.
08-13-2017 01:57 PM - edited 08-13-2017 02:01 PM
I love my Blispay card! It gets used frequently. I like others do wish for a higher limit. Honestly I really can't complain. It's worked every time I've swiped it. And the six months 2% cash back is great!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.