Credit Card Center Advertiser Disclosure

Reply
Regular Contributor
Posts: 222
Registered: ‎10-17-2016

Blispay approval

Hey everyone, it's been a while since I have been on. I was approved for 10k and I wanted to know what other people's experience has been with this card. Thanks Smiley Happy

Senior Contributor
Posts: 7,088
Registered: ‎04-11-2016

Re: Blispay approval

Very mixed reviews on the card.  I'd do some searching and read through some old threads.  The biggest pros you read about are of course the special financing and the 2% back on everything.  The common cons are inability to set up auto pay, poor customer service, inability to verify identity on apps, inability to ever receive a CLI, etc.

 

I got my card last summer but due to a small SL relative to my other cards, I've almost never used it.  The few times I've wanted to make a big/major purchase and take advantage of the special financing, the limit has either been too low or I would have to essentially max out the card to make it happen, something I wasn't comfortable with.  It's been in my SD for a long time now and only sees a swipe here and there to keep it alive. 

 

If Blispay does eventually get around to considering CLIs, I'd defnitely take one from them and then likely use their product a lot more.  It really would be a win-win, so hopefully in time they think about this.

Valued Contributor
Posts: 1,091
Registered: ‎03-22-2016
0 Kudos

Re: Blispay approval

My last baddie falls off EX in March. Ill apply then cause you dont get a chance to CLI it (yet)



3/16 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671. One baddie left falls off starting 11/17.
>10/17 CCT EX 732 TU 725 EQ 715
You are only young once, but you can be immature forever
Senior Contributor
Posts: 7,088
Registered: ‎04-11-2016

Re: Blispay approval

I'd like to believe "yet" is a possibility, but since Blispay has been around for almost 1.5 years now without a single reported CLI (auto or request) I'm starting to think that it's never going to happen.  When I spoke with the CEO last year, he indicated to me that he knew that CLIs were going to have to happen to stay competitive, but he didn't indicate any sort of time frame on that.  I would figure that ~1.5 years would be sufficient, but what do I know.

Established Contributor
Posts: 556
Registered: ‎12-13-2015

Re: Blispay approval

Y'all girls were saying this card would not last 6 months.

 

And day it still iz.

 

How is someone supposed to survive if no one pays any interests?

 

Who pays for anything above $5,000 with the intent to take 6 months to pay in full?  This ain't no down payment on a car.

 

Blispay has been a great card.  Transfer your balances to Synchrony or Comenity if you don't like it.  Duh. 

Established Contributor
Posts: 643
Registered: ‎01-16-2016

Re: Blispay approval

Happy since 2016.  Special 6 months no finace charge and 2% cash back. Not either or. Great financing card. Congrats on the approval. 🎊🎉🍾🎈🐬

Super Contributor
Posts: 9,544
Registered: ‎04-23-2016

Re: Blispay approval

Thats a great sl for this card,Smiley Happy Congrats, ok weve seen Miesterbro, now where's MusicLover? Lol, she loves this cardSmiley Wink
Frequent Contributor
Posts: 442
Registered: ‎09-21-2013

Re: Blispay approval

data points would be appreciated.

Scores, history, etc

Total Credit Line- $38,450
Current Score:EX- 672 || TU-688 || EQ-676 || AAoA-2yrs5mo || uti- 29% || 3 baddies || 11 inq
Valued Contributor
Posts: 2,255
Registered: ‎02-14-2016
0 Kudos

Re: Blispay approval


Hannahj55 wrote:

Hey everyone, it's been a while since I have been on. I was approved for 10k and I wanted to know what other people's experience has been with this card. Thanks Smiley Happy


congrats on a useable limit! 

They denied me last year pretending to be unable to verify my identity, then approved me this year for a useless 2k limit, so I have and will never use the card. 

At the time of approval my EX was 748, util around 2% if I recall, and zero negative history.

Senior Contributor
Posts: 3,340
Registered: ‎05-27-2015

Re: Blispay approval

[ Edited ]

I love my Blispay card! It gets used frequently. I like others do wish for a higher limit. Honestly I really can't complain. It's worked every time I've swiped it. And the six months 2% cash back is great!

FICO 8 Scores EQ=754 TU=779 EX=761 (INQ) EQ=19 TU=14 EX=18 TCL=$528,800

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.