@dk2003 wrote:
@s73guy wrote:I just wanted to say thank you to everyone on the forum. My 99/500 card just hit the 9 month mark, and I called to request early graduation. BAM - Approved! The analyst said that he liked the way I handled my card, and how I have been handling my credit while rebuilding. Baller4life thank you for your advice throughout this forum on the 99/500 card. I followed your advice and it served me well. Not only was I graduated early, my CL was raised to $2,000 without asking for a CLI. I also know that within the next 30 days I need to request a CLI to use the same HP, and ask for the moon! This forum is awesome!
I'm so glad to read this. I recently applied and got the 99/500 as a counter but it took me too long to respond so I called and have to wait for the letter in the mail. I was rather unsure about this considering it is such low amount and i have other cards with much higher limits than this. After a lot of research "and stuff", I've decided to go with this card and make it my every day card and PIF every month for about 6 months or so then request the graduation. The analyst I spoke with said that the request can be made as little as 5 months in.
Also... I read Baller4lifes post and my my my, I need his tenacity
Congrats on getting the card dk2003. I felt the same way when i accepted the card. It was secured and was my lowest CL at the time. However, it's a great way to get "in" with a prime bank. Follow the advice on here - use heavily and PIF - and your results will be good. I will admit that I was a little nervous when calling...I'm used to getting turned down, but the CS rep was so nice and acted like there was no doubt in his mind that I should be approved. Good luck on your journey.
Capital One Venture: $30,000; Capital One Quicksilver: $10,000; PNC CashBuilder: $15,000; Chase Marriott Rewards: $10,000; Citi Double Cash: $9,400; Barclay Arrival World MasterCard: $11,150; USF FCU Rewards Visa Signature: $10,500; Suncoast CU Visa: $3,000; Discover It: $3,500; Nordstrom: $2,000; Kohl's: $2,500; Target: $600; Lowes: $6,900; Sams Club: $3,850; Evine: $3,000; HSN: $1,800; Paypal Credit: $4,350; Amazon Store: $5,400 --- EX: 726; EQ: 726; TU: 741
