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BoA BankAmericard approved; SLI?

Valued Contributor

BoA BankAmericard approved; SLI?

Went to the branch today and applied for the BankAmericard for its 0%/$0 on purchase and balance transfer. Instant approval for $11,000. Very glad it was a instant approval however I would like to be at at least $15,000.

Has anyone had success getting their starting limit increased?

My FICO is 768, 24% utilization, AAoA 5 years, 1-3 inquiries on all reports.

Thanks in advance.
AMEX: $25,000, CSP: $10,000, Chase Priority Club: $1,500, Freedom: $6000, Discover: $21,000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 1 of 4
3 REPLIES
Valued Contributor

Re: BoA BankAmericard approved; SLI?

Congrats. That’s not a bad SL on that card. Give it 3 months. Ask for a CLI (But will be a HP). They are more the generous. Again congrats 🎉🍾🎊🎈 

Worlds second worst gardener.
Message 2 of 4
Valued Contributor

Re: BoA BankAmericard approved; SLI?


Miesterbro wrote:

Congrats. That’s not a bad SL on that card. Give it 3 months. Ask for a CLI (But will be a HP). They are more the generous. Again congrats 🎉🍾🎊🎈 


I agree it's not a bad SL, but I intend to use the $15k SL if I had it

AMEX: $25,000, CSP: $10,000, Chase Priority Club: $1,500, Freedom: $6000, Discover: $21,000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 3 of 4
Valued Contributor

Re: BoA BankAmericard approved; SLI?

Called BoA backdoor Credit Analyst number. Asked for SLI to be increased to $16000. I got denied. O well at least I tried.

 

However, I noticed my Discover CL increased from $14,000 to $17,000 when my statement cut 3 days ago. Yay!

AMEX: $25,000, CSP: $10,000, Chase Priority Club: $1,500, Freedom: $6000, Discover: $21,000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 4 of 4