Needed a good balance transfer card after my Citi fiasco last week and when I got home this week had a pre-approval for Bankamericard in the mail.
My Capital One Quicksilver 0% just ran out and I had a 2300 dollar balance left on it and didn't want that interest stacking up since I couldn't pay it off yet.
Approved with 729 ex pull of which I had 9 inq,now 10. Yearly income of 53000 and high dti due to 30000 I have left on car loan.
Also received there prequal for the cash rewards with 200 bonus. Can I apply for it also on the same pull? 200 bonus looks pretty good....
Got the 21 month at 0% on the BOA with 15.54 apr afterwards. It was perfect for my situation.
Was a little scared to push the button on this since the reviews on this bank is so up and down on the boards but I'm glad I did... Instant approval for $ 4500
Not as much as I would have liked but more than enough to cover the bt. A little weird they matched my Discover cl. Probably just coincidence.
